Nestor Insurance Services

Happy Halloween! 🎃 We’re not afraid to say — today and every day — that we are grateful for the community we’ve built. Thanks for being a part of it. Wishing you and yours a safe and spooky Halloween!

Have you ever wondered what some of the most common business insurance claims have historically been? View the graphic to discover the answers. It is vitally important to protect your business from these common risks by ensuring you have the right policies in place. For instance, theft and burglary incidents alone can lead to claims averaging $8,000. That is why our team is here to help you find the coverage that best suits your needs. Reach out to us today.

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season. Here are some tips to keep you safe: 1️⃣ Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas. 2️⃣ Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights. 3️⃣ If driving at dawn or dusk, use your high beams when appropriate to increase visibility. 4️⃣ It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident. 5️⃣ Keep an eye out for more deer. Where there’s one, there are usually more. If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.

It’s Life Insurance Awareness Month — and what better way to mark the occasion than by answering an FAQ? Today, we’re tackling the common question regarding the cost of life insurance policies. Interested in seeing estimated premium costs based on your specific situation? Reach out if you want to chat or would like a no-obligation quote!

Did you know that car seats can reduce the risk of fatal injury by 71% for infants and 54% for toddlers? This week is Child Passenger Safety Week — and as many of you may know, one of the best ways to keep kids safe in the car is by choosing the right car seat. That’s why our team put together a quick guide for you to reference or share. Swipe through the graphics to see the different types of car seats and their uses. If you have questions about your coverage or replacing a car seat after an accident, don’t hesitate to reach out. That’s what our team is here for!

As we recognize Life Insurance Awareness Month, we’re answering a common life insurance question: what happens if you need more life insurance later on? As always, reach out if we can be of assistance in identifying additional or initial life insurance policies tailored to your needs. We are here to help this month and every month!

Today, as we commemorate Patriot Day, we honor and remember the lives tragically lost on September 11, 2001. This solemn anniversary reminds us of the resilience, bravery, and spirit of unity that define us as Americans. Whether you have a personal memory of that day or know its impact through the stories of others, we hope you’ll join us in pausing to reflect on the freedoms we enjoy and the community we cherish. May we never forget.

This Life Insurance Awareness Month, we’re tackling some FAQs, starting with the common concern about coverage amounts. Looking for guidance based on your individual situation? We can run the numbers to determine exactly how much you need — give us a call anytime!

Wishing all of you a joyful Labor Day weekend! We hope it’s filled with relaxation and happiness in the company of friends and family 🌟 Our office will be closed on Monday, September 2, in celebration of the holiday. We’ll be back to assist you on Tuesday, September 3!

Are you striving to assemble the best driving team? A crucial step in your recruitment process is ensuring the safety and reliability of your drivers, which in turn protects your business from potential costly consequences. A simple solution: requiring a Motor Vehicle Record (MVR) check during the hiring process. An MVR offers a comprehensive view of an applicant's driving history, including any accidents, violations, or suspensions. This essential step not only helps us identify the most qualified drivers but also significantly reduces your company's risks. As your dedicated agents, we are here to assist in safeguarding your business and making informed hiring decisions. For any queries or further assistance, please feel free to reach out. Contact us today to discuss!