Taktile

🏆 We’re thrilled to announce that Taktile has been nominated as a finalist under the "Excellence in Tech" category at this year's FinTech Futures Banking Tech Awards. Stay tuned for the results, and congratulations to all the nominees! #BankingTechAwards #FinTech

We're thrilled to announce a new customer: Zilch – the fintech payments innovator of the world’s first ad-subsidized payments network (ASPN) 🎉 Zilch has created an empowering way for consumers to pay for anything, anywhere. With over 4 million registered customers, Zilch is revolutionizing the $50 trillion world of advertising, personal credit & payments by merging the very best of debit, credit, and savings. For the past few years, Zilch has grown rapidly. To support this trajectory and boost flexibility and scalability in automated credit underwriting decisioning, the business recently made the switch to Taktile. Chanuka Perera, Head of Credit Risk at Zilch, put it best, “Shifting to Taktile has not only streamlined our operations but has also resulted in significant cost savings, freeing up resources for further innovation.” By implementing Taktile, Zilch can independently build, test, and optimize credit underwriting decisions with ease, marking a significant leap in operational efficiency. Plus, the move to a cutting-edge system halved annual provider and usage costs. We believe this type of innovation and rapid progress aligns perfectly with Zilch’s vision to advance financial inclusion by eliminating the high cost of consumer credit - for good. We’re proud to partner with Zilch’s team, including and led by Chief Risk Officer Desmond McNamara, Chanuka Perera, and Tilly Lupini (Cole), on this exciting journey! We’ve only just got started 🚀 Check out the article to learn more about Zilch’s journey: https://lnkd.in/e6DJWPBv #fintech #payments #bnpl #credit #innovation

🚀 We’re excited to be featured in Accel’s Fintech 50 EMEA list, where momentum, market, product, and team were all assessed to spotlight 50 rising fintech stars! This recognition underscores our drive to deliver a powerful, next-generation decision platform to the market. A big thank you to our customers and partners for being part of this journey. Check out the full list of innovators and insights from Accel here: https://lnkd.in/ea88knmG

Last week, we joined thousands of fintech and banking leaders at Money20/20 Las Vegas. After an action-packed week and reconnecting with the community at our unforgettable events, the Taktile team shared some key takeaways: 1️⃣ The waxing and waning of trends is always evident at Money2020 — who's exhibiting on the show floor, sponsoring, and speaking on stage? Crypto, which had dominated the show in some recent years, is seemingly in retreat (though stablecoins specifically are having a moment), while AI was ascendant this year, with a strong presence both from AI-related vendors, like OpenAI, NVIDIA, and Anthropic, as well as fintech startups leveraging AI tech to power their offerings, especially in the compliance space. 2️⃣ Open banking's time to shine? After introducing the CFPB's proposed 1033 open banking rule at last year's conference, Director Chopra should have been taking something of a victory lap at this year's event. But the hard work to advance a final rule, which the Director formally introduced at the Philly Fed's fintech conference last month, was at least partially overshadowed by the legal challenge to the rule filed by the Bank Policy Institute, a trade group that represents some of the US's largest banks. Open banking infrastructure companies, like Plaid and MX, had a strong presence at the show and emphasized use cases of consumer-permissioned data, including enabling pay-by-bank and cash flow-based underwriting. 3️⃣ Continuing regulatory uncertainty. US regulators continue to wrap their arms around the opportunities and risks of fintech, including through accepting public comments on proposed rules and through formal requests for information on the sector. The upcoming US election adds another layer of unpredictability. Given the uncertainty, organizations should be prepared to nimbly respond to regulators' potential shifts in direction and priorities. 4️⃣ The only constant is change. While particular trends may ebb and flow, one thing every business is facing today is an operating environment that is evolving more rapidly than ever – whether that is an uncertain macro environment, new and sometimes unexpected regulation, or the latest fraud vector. Organizations that are able nimbly respond and navigate the changing environment will be better positioned to make intelligent decisions about balancing the risk and reward of their financial products. Thanks again to our incredible co-hosts at last week's events!  Plaid, Mercury, Codat, This Week in Fintech, Baselayer

Bringing their sophisticated expertise from Europe, Access Finance Inc. is poised to make waves with their US expansion—powered by Taktile’s platform for its credit decisioning. 🚀 Congrats to the entire Access Finance Inc. team on this exciting next chapter! Dimiter Prodanski Ivan Arnaudov Tsvetan Krastev

Feedback like this reinforces why we built a next-generation decision platform.🌟 With the ability to tailor and test credit policies with speed and precision, staying ahead of deadlines and enhancing internal efficiency has never been simpler. Curious about what Taktile users are achieving? Explore more of our G2 reviews here: https://lnkd.in/eRXRKTXe

🔍 The use of third-party data has become a powerful competitive differentiator for teams building and managing financial products — but transforming external data into actionable risk insights can be complex and resource-intensive. In our latest article, we break down how to unlock the value of third-party data faster and more effectively with insights from Taktile and industry experts. Read the full overview to learn how your team can drive results without the heavy lift: https://lnkd.in/ezY3eKw5

We were excited to host another Risk & Reward Dinner yesterday, this time in Amsterdam! A heartfelt thank you to everyone who attended and shared their valuable insights, with a big shoutout to Duco van Lanschot, for expertly facilitating the discussion. It was a blast - we can't wait for the next one!

It's great to be back in Vegas for Money20/20! Last night we had a great warm-up for this week starting with a secret bar reception and Omakase experience created by world-renowned, two-Michelin-star chef Tetsuya Wakuda that we co-hosted with Codat and Mercury. And what better way to end the first night than at Tao Club for the Money20/20 This Week in Fintech Kickoff Happy Hour that we co-hosted with Baselayer, Bain & Company and others. Now the conference can begin!

🌐 Accessing the right data at the right time is crucial in an ever-evolving financial landscape. For Rhino, Taktile's third-party data testing and integration capabilities have helped their team streamline operations and focus on delivering real value to customers. Explore how Rhino and other fintech leaders are driving innovation and rebalancing risk and reward with data in our latest guide: https://lnkd.in/e2uA9w2m