Key Responsibilities Include But Are Not Limited To
Underwrite mortgage loan files for agency compliance and investor guidelines
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
Approve or approve with conditions loan submission after careful consideration and explore possible alternatives before resorting to a suspense or denial.
Assess the risk to the company and our investors to ensure salability of the loan after closing
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
5 years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
Re-reviewing files, signing off on conditions, and moving files to clear to close
Work closely with operations staff while identifying opportunities to mentor and coach them increasing their knowledge and efficiency
Job Posted by ApplicantPro
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Staffing and Recruiting
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