At the company, we're transforming finance to drive change! We are a Florida Benefit Corporation and FDIC insured commercial bank with a commitment to environmental sustainability and community impact. With physical branches across Florida and a digital presence, we offer a comprehensive range of banking products including personal and business banking and specialized loan products such as solar, residential, commercial, and SBA loans.
About Us
We are a passionate team dedicated to making a positive difference. If you're hard-working, passionate, and ready to contribute to meaningful change, we want you on our team.
Position Overview
As an SBA Underwriter, you will play a crucial role in our SBA Lending Division, serving as the primary liaison between our business development officers, borrowers, and the US Small Business Administration. This remote position involves assessing and documenting credit risk for term loans, ensuring compliance with SBA guidelines.
Responsibilities
Evaluate loan applications for small to mid-size commercial businesses based on current SBA guidelines.
Utilize judgmental analysis for primary underwriting, including financial statement analysis, collateral evaluation, and credit background assessments.
Identify credit weaknesses and mitigate risks while adhering to policy guidelines.
Act as a key liaison between credit administration, sales teams, and clients, maintaining effective communication throughout the loan process.
Manage ongoing portfolio activities including annual reviews, credit renewals, and monitoring financial compliance.
Requirements
Strong analytical skills with a proven ability to structure SBA loans effectively.
Understanding of real estate loan processes, including appraisals and title reviews.
Familiarity with SBA loan products and SOP.
Ability to thrive in a collaborative team environment and independently manage workload efficiently.
Excellent communication skills with the capacity to resolve issues promptly.
Proficiency in MS Office and willingness to adapt to new technological systems.
Desired Qualifications
Bachelor's degree in accounting, finance, or related fields preferred.
Formal credit training is advantageous.
Physical ability to sustain sitting and occasional standing, with proficiency in PC usage.
Equal Opportunity Employer
At the company, diversity and inclusion are fundamental to our mission. We celebrate the unique contributions of each team member and do not discriminate based on race, religion, gender, or any other protected attribute.
Benefits
Comprehensive benefits package including 401(k) matching, health insurance, parental leave, and tuition reimbursement.
Remote work flexibility with a commitment to work-life balance.
Apply Now
Join us in this exciting startup environment and advance your career in ways not possible in traditional banking. To apply, please submit your resume.
Employment Type: Full-Time
Seniority level
Entry level
Employment type
Full-time
Job function
Finance and Sales
Industries
Human Resources Services
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