ABOUT LENDISTRY Lendistry is the country's largest minority-led and technology-enabled small business and commercial real estate lender with Community Development Financial Institution (CDFI) and Community Development Entity (CDE) certification. We are a national employer whose mission is to provide economic opportunities and progressive growth for small business owners and their underserved communities as a source of financing and financial education. GENERAL RESPONSIBILITIES
Reviews initial loan application packages from Sales to determine eligibility and additional required documentation.
Ability to structure package to fit within minimum requirements of products available.
Knowledge of Business and Personal Tax Returns, Interim Financials, and Bank Statements.
Decision file (decline, suspend, or submit for approval).
Runs all background checks for business and merchant.
Review 3rd party reports (Credit report, Business Experian, CAIVRS etc.)
Sets-up call and discusses file with client (initial interview).
Review completed file for underwriting. Ensures all information is received prior to underwriting.
Underwrites the transaction and Prepares package for third party approval.
Any assignment or special project request by credit manager.
Attain customer's satisfaction PROFICIENCIES
Excellent verbal and written communication skills.
Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel.
Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations.
Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels, ability to work independently and as part of a team.
Strong analytical ability with active listening skills.
Willingness to adapt to changing business needs and deadlines, including extended work hours.
Exhibit a professional, business like appearance and demeanor. EDUCATION AND EXPERIENCE
Minimum 3 years of underwriting experience.
Minimum 1-3 years of relevant experience and in-depth understanding of Commercial C&I and real estate financing, and closing, procedures.
Minimum B.A. in a related field of study (Finance, Accounting, Business Administration).
Strong knowledge of financial services.
Outstanding communication and relationship management skills.
Excellent verbal and written communication skills.
Advanced computer proficiency.
Ability to travel, work flexible schedules, and cover different locations if requested.
Bilingual English-Spanish preferable. SALARY * $25.00 - $36.00 /Hourly depending on experience and location.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Financial Services
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