Underwriter, Small Business

Company Overview: Ategrity Specialty Insurance Company specializes in property and casualty insurance, with a strong emphasis on the excess and surplus (“E&S”) lines market, partnering with brokers and wholesale agents throughout the U.S. to provide insurance solutions for small and medium-sized enterprises (SMEs). Our aim is to establish ourselves as the premier E&S carrier, leveraging robust technical underwriting, intelligent operational efficiencies, sound risk management, and intensive specialization to excel in the marketplace. We are firmly on track to achieve this success.

Ategrity is a proactive organization, driven by data obsession, and guided by a culture of innovation. Our team is comprised of individuals who take action with unwavering determination and conviction to establish our “right to win” in the SME space. Ategrity’s underwriting strategy focused on becoming a leader in specific segments of E&S through efficient operationalization of technical underwriting practices and a strong value proposition. 

Role: The role will be responsible for managing production in a growing underwriting territory while utilizing marketing, and agency management skills in order to achieve profitability goals. Success in the role requires proficiency with interpersonal skills and the ability to work in a team environment which upholds adherence to underwriting standards.  This is a fantastic opportunity to join Ategrity, a growing business where you will serve as a valuable asset to the underwriting team.

This role reports to the VP, Small Business and is 100% remote. There will be approximately 35% travel for this position. In addition to an attractive benefits package and 401(k) savings plan, we provide unlimited Paid Time Off (PTO) and the option for a flexible work schedule. 

Responsibilities

Technical Underwriting

• Assess new and renewal accounts to determine acceptability based on underwriting guidelines and authority granted. Underwrite and monitor various classes of insurance business while achieving profitability targets.
• Ensure that underwriting decisions are made with precision and accuracy, adhering to our proprietary rate plans and underwriting guidelines.
• Creates, analyzes, and interprets data from various systems and underwriting resources. 
• Effectively communicate (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained.
• Actively participate in auditing MGA partners to ensure negotiated terms and conditions are being followed.
• Promotes consistency among underwriting team by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals. 
• Provides guidance and support team members.

Distribution and Marketing

• Develop, market, and maintain and enhance existing and new general agent relationships.
• Maintain relationships with key staff through a very hands-on approach.
• Set annual goals and gain their commitment to marketing and other initiatives to achieve desired results.
• Collaborate with colleagues to facilitate the on-boarding, training, and on-going support of agency partners.
• Coordinate Ategrity participation in partner events and initiatives to drive agency partner production.
• Provide superior service.
• Develop a solid understand of the competitive market and identify ways to drive results.
• Additional responsibilities as determined by leadership and as the business advances.
• Issue Resolution
• Identify efficiency and/or growth opportunities.

Qualifications/Requirements

• A minimum of 2 years of advanced working knowledge in E&S casualty products, insurance concepts, underwriting processes and procedures, and relevant laws and regulations.
• 2 year's experience in P&C insurance, preferably at an E&S carrier or 2 years of outside industry experience with a strong desire to pursue a career in insurance underwriting. 
• B.A./B.S. degree from an accredited college or university.
• A collaborative spirit and willingness to work as part of a team.
• Excellent communication and interpersonal skills.
• Commitment to owning your work and following through on commitments.
• Ability to adapt and execute in a fluid and changing business environment.
• High energy, resilience, and an entrepreneurial spirit.

Benefits:

• Competitive salary commensurate with experience
• Comprehensive benefits package including medical, dental, and vision coverage
• 401(k) retirement savings plan with employer match
• Unlimited Paid time off and company holidays
• Professional development opportunities and tuition reimbursement
• Collaborative and inclusive work environment with opportunities for career growth and advancement

If you are a seasoned Underwriter looking to make an impact in a dynamic company, we want to hear from you. Apply today to join the Ategrity team!

Equal Opportunity Employer:

Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.