Dwayne Rettinger, CFP, CLU, CEPA’s Post

How Much Does a Ranch Hand Make? Explore the earning potential of a ranch hand in this informative guide. Uncover the financial rewards of a career on the ranch! #trades #skilledtrades #tradesman #tradesmen #tradespeople #tradeschool #tradesmanlife #tradeswomen

Cutting timber is often the FIRST thing to happen on the land when a widow takes on the forestland decisions…. Now, the question is truly: was this a situation taken advantage of OR the right best next step? There are often a lot of financial benefits timber harvests can provide widows… Perhaps there has been a backlog of medical expenses; Perhaps shes looking to supplement retirement income if there was no life insurance; Perhaps shes simply looking to gain a lump sum she can utilize while adapting to her new life situation. But its also POSSIBLE it was a situation taken advatage of for those very same reasons… However in either case, if the logging was done out of overwhelm and fear it will almost ALWAYS result in more guilt and regret. It doesn’t have to be that way though. I want EVERYONE to cut timber and trees! But I want it to be done with the full confidence and right expectations. This is why I specialize in helping widows and women navigate their forestland decisions to remove the overwhelm of a generational responsibility and provide the confidence in their actions on the land. Forestland management is absolutely crucial, and a part of our God-given responsibility. (Genesis 2:15) And its my mission to help every family’s generational legacy STAY a legacy they can be proud of rather than a burden. Share to spread the word and then comment 👋🏼 if you’d like to book a 15 minute call to learn your first steps you should take with your forestland. #landandladies #faithfamilyforest #christianbusiness #timber #landowner #sustainability #inheritance #forestry #youronlineforester #womenempowerment #logging #steward

70 percent of Americans have been drying up their financial garden ‼️ Imagine your financial life as a vast garden. Each section represents a different area of financial planning, and like any garden, it requires careful attention, consistent effort, and strategic planning to thrive. 1. **Budgeting: The Soil** – Just as healthy soil is the foundation for a flourishing garden, a well-structured budget is the base for financial success. Without rich soil, plants struggle to grow; without a solid budget, financial goals remain out of reach. 2. **Saving: The Roots** – Savings are like the roots of your financial garden. Strong roots anchor plants and allow them to grow tall. Similarly, a robust savings habit secures your financial foundation, helping you weather life's storms. 3. **Investing: The Seeds** – Investments are the seeds you plant for future growth. Some seeds sprout quickly, while others take time to bear fruit. Just as a gardener selects different seeds for different seasons, a wise investor diversifies to ensure growth across various financial climates. 4. **Insurance: The Fence** – A sturdy fence protects your garden from unexpected threats, just as insurance safeguards your finances from unforeseen risks. Whether it's health, life, or property insurance, having the right coverage ensures that your financial garden remains intact. 5. **Retirement Planning: The Harvest** – Retirement is the harvest you've been working toward. After years of nurturing your financial garden, this is the time to enjoy the fruits of your labor. With careful planning, your harvest can sustain you for years to come. 6. **Estate Planning: The Seeds for Future Generations** – Estate planning is the act of gathering seeds from your harvest to pass on to the next generation. It ensures that your financial wisdom and wealth continue to grow in the gardens of those who come after you. Tend to each area of your financial garden with care and patience, and you'll cultivate a life of abundance and security. 🌱💰 #FinancialPlanning #WealthBuilding #PersonalFinance #Investing #FinancialFreedom

How Much Does a Ranch Hand Make? Explore the earning potential of a ranch hand in this informative guide. Uncover the financial rewards of a career on the ranch! #trades #skilledtrades #tradesman #tradesmen #tradespeople #tradeschool #tradesmanlife #tradeswomen

For farmer and ranch owners, starting succession planning early is essential. Early planning allows owners to create a balanced approach to business sustainability and inheritance logistics. Two areas that all farmers or ranch owners want to make sure they are implementing during this stage is: Strategic Decisions: Implement fair and practical distribution strategies that consider family dynamics and the long-term needs of the ranch or farm. Good Communication: Maintain open lines of communication with family members to ensure everyone understands and supports the succession plan. Learn more today: buff.ly/4c3RDwd #estateplanning #digitalassetprotection #lastwillandtestament #executor #TrustPlanning #assetprotection #blendedfamilies #estateplanningforminorchildren #probate #estateadministration #trusts #specialneedsplanning #specialneedstrusts #powerofattorney #Medicaidplanning #longtermcareplanning #eldercare #elderlawattorney #elderlaw

Ranching is a timeless lifestyle, and what’s important to you is important to us. An American National farm and ranch policy is here to meet your specific needs. https://bit.ly/426vglP

Ranching is a timeless lifestyle, and what’s important to you is important to us. An American National farm and ranch policy is here to meet your specific needs. https://bit.ly/41E5xk7

Take control and don't let them win. Jokes aside 😂 Develop game plans for the quarter and year. Prioritize starting with the most important and impactful strategies that will improve your business or personal financial life. Don't let busy work distract you from your goals. #taxtips #richpeopletaxes #businessadvice #josecardenas #cardenas #westfronttax

Living will vs. standard will: understanding the distinction and determining which one suits your needs. Let’s explore the differences and find the right fit for your current situation. 📜 Schedule a discovery call with me today. Click the link below. To schedule ➡️ https://lnkd.in/efWyWWRz #legacylifeplan #trustlawyer #estateplanning #estateplan #wills #livingwill #wealth #estatelawyer #legacyplanning #family #peaceofmind #funeralplanning #honorthelegacy #florida #bocaraton

Starting the family conversation about farm transition can be hard, but necessary. The average age of farmers in Oregon is around 60 and a low percentage have a succession plans in place. The risk of farm and ranch land being taken out of production, sold, and fragmented and/or developed is higher than ever. When thinking about farm transition, consider: In a perfect world, what would you like to see happen? What is your why? What could happen if you do nothing?