Express Credit Union Seattle’s Post

IT'S OFFICAL! 📣 📣 📣 SERIES 4. BEYOND THE CAPITAL PODCAST HAS LAUNCHED - EPISODE 1 IS NOW AVAILABLE! ✨ In a brand new series of Beyond the Capital from SuperTech WM, we're exploring the power of partnerships. In the first episode, Hilary Smyth-Allen speaks to Indy Johal MSc, BA (Hons), COO and interim CEO of Advance Credit Union, to discuss how credit unions work and their role in building a more inclusive financial services sector. They also talk about the level of need for financial inclusion in Birmingham and the West Midlands, and the importance of partnerships in delivering on that need. Indy shares his vision for the future of Advance Credit Union and the credit union industry as a whole. They discuss: 🔹Credit unions are member-led organisations that provide lower interest rates and cater to vulnerable members of society. 🔹There is a high demand for financial inclusion in the region. 🔹Partnerships with community leaders, MPs, and event organisers are crucial for raising awareness and reaching out to members of the community. 🔹Technology plays a key role in improving the services and reach of credit unions. 🔹The credit union industry as a whole needs more recognition and support to be seen as a viable alternative to traditional banks. 🎙️Listen to the episode 1 here: https://pod.fo/e/234de7 Find out more about Advance Credit Union Ltd. #BeyondTheCapital #Podcast #Series4 #FinTech #WestMidlands #Growth

🎙️ Ep.42 - How to smash your financial goals? Do you really need all these things? How can you save? What can you do to change your money habits? Listen now! 📈💸 Patrick DeBattista, CFA Watch here:https://lnkd.in/eYiHm9MS  #financeforyou #financialgoals #savemoney #moneyhabits #personalfinance #financialfreedom #moneymatters #financialtips #newepisode #listennow #blueshoes #pursuethepull #podcastalert

Are you working to maximize your potential savings for your child's education? With a 529 plan, you could achieve tax-free growth and avoid penalties when used for qualified expenses. Tune into the Life Unlimited podcast at the link below for the full conversation on how to turn educational savings into a powerful financial tool. Listen here: https://bit.ly/3M28nZb #LifeUnlimited #FinancialPlanning #EducationSavings #529Plan #TaxFreeGrowth #SmartInvesting #FutureReady #WealthManagement #LarryHeller #LongIsland #melville #NY #FinancialAdvisor

Celebrate #Juneteenth by learning about financial freedom from Black leaders! These 13 Next Gen Personal Finance podcasts feature inspiring voices & perspectives. Let's close the racial wealth gap together. #FinancialLiteracy #BlackExcellence Tim Ranzetta

Have you heard this episode? It's vital for our business owners and taking back their finances for a future for themselves, children and legacy. Go listen now! https://lnkd.in/gzmdJd7Y

Smarter Vet, the road to financial independence can be a bumpy one, often fraught with mental blocks that set us back. One of our staffers shares her story, inspired by episode 121 of Smarter Vet Financial Podcast, out now on our blog https://lnkd.in/dzaVBU9f #smartervet #smartervetpodcast

Are you working to maximize your potential savings for your child's education? With a 529 plan, you could achieve tax-free growth and avoid penalties when used for qualified expenses. Tune into the Life Unlimited podcast at the link below for the full conversation on how to turn educational savings into a powerful financial tool. Listen here: https://bit.ly/3M28nZb #LifeUnlimited #FinancialPlanning #EducationSavings #529Plan #TaxFreeGrowth #SmartInvesting #FutureReady #WealthManagement #LarryHeller #LongIsland #melville #NY #FinancialAdvisor

🔥Watch4TheHook Business & Entrepreneur Podcast🔥 🎙Episode 92: Where Does the Money Come From🎙 ****** Please Leave Us A 5* Review on Apple or Spotify Podcast."""""" Small and Medium sized businesses are the backbone of the American economy, yet we rarely get the financial help that large businesses get. I have seen stats were only between 13-30% of small businesses get financial backing from financial institutions or banks. Looks like the deck is stacked against those who are supposed to help keep this boat afloat. The Federal Reserve Bank's Small Business Credit Survey. a staggering 85% of small businesses are experiencing financial difficulties in 2021 alone. How can almost 9 out of 10 small businesses need financial support and probably won't get it from financial institutions. Lots of small businesses apply for business loans for a variety of reasons: inventory purchases, cash flow for everyday operations, payroll expenses, and even debt consolidation/refinancing. All those a vital to a business succeeding and thriving. Yet, this road maybe blocked due to the fact the financial institutions are not lending to certain businesses at that time. An even steeping step down is that only 7.2% of Total Loans are approved to Black or African Americans. Another fun fact is only 3.9% of Total Loan Dollars are also awarded to Blacks or African Americans. #moneymatters #businessloans #financialinstitutions #bigbanks #smallbanks #operationalfunds #funding #microloans #loaneligibility #loanapproval #SBAloan https://lnkd.in/gSAFVySg

Just like a meadow, company culture can thrive with a variety of talents and personalities, yet suffer if not nurtured properly. In every organization, your top performers are the vibrant flowers, while the underperformers can be akin to weeds. If not addressed, these weeds might overshadow the hard work of our high achievers, causing them to seek richer soil elsewhere. 🥀 Now, let's bring it closer to home—your credit union. New leads for loans and memberships could be lost to a poor first experience caused by an underperforming or disengaged team member. That’s a lot of credit union marketing dollars down the drain! 🚫💸 Every member experience can either build or break your credit union’s brand. Listen to how our very own Bo McDonald explains the importance of company culture: https://loom.ly/ESbVHnE #CreditUnionCulture #EmployeeEngagement #OrganizationalHealth #TeamDevelopment #CreditUnionSuccess #CreditUnions

Should you open a Junior ISA for your kids? Merryn Somerset Webb and I discuss the pros and cons in the latest personal finance podcast, Merryn Talks Your Money. https://lnkd.in/eXqt4VQ3