Financial Services Regulatory Authority of Ontario (FSRA)’s Post

Choosing the right mortgage type is crucial in a fluctuating market. 📉🔑 Many are opting for variable-rate mortgages right now, as rates are expected to drop until summer 2025. The flexibility of a variable rate can be beneficial, especially when it comes with the option to lock in a fixed rate later as conditions change. I’m here to help you navigate these choices, ensuring your lender offers not only a competitive variable rate but also fair terms for a future switch to fixed. Let’s discuss the best strategy for your mortgage needs today! 🏠💬 📲 416.801.6616 📧 Domenic@BetterMortgagesByDom.ca 🌐 BetterMortgagesByDom.ca #MortgageAdvice #VariableVsFixed #BetterMortgagesbyDom

What makes our mortgage advice unique? 🤔 It could be our breadth of knowledge of mortgage types, or our access to mortgages you can’t find on the High Street. 📚 Or maybe it’s our dedicated support team, who work together with our brokers and advisers to help you. 🙌 Or maybe, just maybe, it’s all of the above, combined with a holistic approach that always puts you first. 🙋♂️ 🙋♀️ To find a deal that suits you, get in touch with one of our experts. #MortgageDeposit #UKMortgages #MortgageApplication #MortgageAdvice #SSA YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Approved by the Openwork Partnership 29/09/2023.

At April Mortgages we’re all about flexibility and long term peace of mind. That’s why our mortgages come with no ERCs when your clients move home or overpay. That's mortgage more simple. Click our video below to find out more. #AprilMortgages #mortgagemoresimple #fixedratemortgages #mortgageinnovation

Hey, thinking about your mortgage renewal this year? Let's chat and check out all the options available before committing to your bank's offer. Mortgages By Charlene 📧 connect@mortgagesbycharlene.ca 🌐 www.mortgagesbycharlene.ca #mortgagesbycharlene #mortgageadvice #mortgagetips #homeownership

Mortgages rates are the lowest they've been in over a year! I've been doing back to back mortgage brainstorming consultations. But there's always room for one more. :) Let me know if you need anything. #mortgagebrokerforbusinessowners #mortgagebrokerforselfemployed #mortgagesforbusinessowners #mortgagesforentrepreneurs #mortgagesforselfemployed

Many of our clients have unique, non-standard income, making it more challenging to find a bank that accepts their form of income. At Arbuthnot Latham, we can consider your wider wealth and assets, including income from dividends, bonuses, partnership distributions, royalties, vested shares, and onshore or offshore trusts. To find out more, please do get in touch with me or my top Mortgage Man Matthew Elliott

Over 1.5 million fixed-rate mortgages are ending in 2024. Is yours one of them? Don't Panic, Plan Ahead! As your fixed term mortgage rate nears its end, you'll transition to your lender's Standard Variable Rate (SVR), likely a significant increase from your current rate. Here's how we can tackle it together: 1. Know when your fixed rate ends. 2. Understand your current monthly payment. 3. Craft a budget planner to prioritise expenses and allocate more towards your mortgage. 4. Reach out to a broker for personalised advice on your options.

If you want to know what you’ll pay each month, fixed rate mortgages could be a great option. And if you’d like that certainty to last for the whole mortgage term, to help you to budget and plan for the future, longer-term fixed rates could be just what you’re looking for.  Find our more here: https://hubs.li/Q02j6vC20 #PerennaMortgage #MortgageRevolution

Don’t make these mistakes when it comes to your mortgage 🏡👇 ❌Not checking your credit score ❌Not considering all costs ❌Not using a mortgage broker There are lots of things to think about when it comes to mortgages, make sure you don’t make any mistakes or miss anything important, speak to a broker! If you would like to discuss mortgages with one of our expert team, simply get in touch using the details below 👇 📞 07814 735832 📧 jonathan@norcuttmortgages.co.uk 💻 https://lnkd.in/ebSSfERQ Your home may be repossessed if you do not keep up repayments on your mortgage. #NorcuttMortgages #Mortgages #MortgageMistakes #MortgageHelp #MortgageAdvice #MortgageBrokers

What are the specific criteria for buy-to-let mortgages? 🤔 The minimum deposit is usually around 25%. If you have more than this, you could access cheaper rates. Lenders will want to see a monthly rental income that covers more than your mortgage repayments – typically at least 25% above your monthly repayments. If you have any questions, visit our FAQs section on our website using the link below or contact the team directly on 01257 226654. 📞 01257 226654 📧 hello@mortgage-experience.com 💻 https://lnkd.in/e_6qcEqE Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-To-Let Mortgages are not regulated by the Financial Conduct Authority. #MortgageExperience #MortgageQuestions #FAQs #Mortgages #BuyToLet #BTLMortgages #Landlords #MortgageDeposit #RentalIncome #MortgageCriteria #ExpertAdvice #MortgageHelp #MortgageAdvice