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Billing Tip Tuesday! Deductibles vs Out-of-pocket maximum, know the difference! Deductible: the amount of money a patient/client has to pay before their health insurance pays for a specific service. Deductibles are not applicable to all services. Out-of-Pocket Maximum: the maximum a patient/client has to spend out-of-pocket in a calendar or fiscal year for all covered services before their health insurance pays 100% of these services. It includes all of their copays, coinsurance, and deductibles throughout the year. #tiptuesday #oopvsded #billingtiptuesday #deductible #outofpocket #medlinkbilling

"Happy Friday! 🌟 As we wrap up the week, it's a great time to think about how you can maximize your insurance benefits and secure your financial future. Here are three quick tips to help you get the most out of your insurance policies: Review Your Coverage Annually: Life changes, and so do your insurance needs. Make it a habit to review your policies once a year to ensure they still meet your needs. Bundle Policies for Discounts: Consider bundling your home, auto, and other insurance policies with one provider to save money with multi-policy discounts. Utilize Preventative Services: Many health insurance policies offer free or discounted preventative care services. Take advantage of these to stay healthy and avoid costly medical bills in the future. Need personalized advice? Our experts are here to help! Schedule a consultation today and start your journey to financial peace of mind. Have a great weekend! 🎉 #grsinsurancebrokers #insurance #happyweekend

✨Is physical therapy covered by insurance? Let’s get the facts!✨ Navigating insurance coverage can be confusing. While many health insurance policies do cover physical therapy services, the extent of coverage can vary. Some plans may require a co-payment while others might require a payment towards your deductible. It is essential to review your policy or contact your insurance provider using the phone number on the back of your insurance card. It is important to note that PT Plus is in network with most payers in southeastern Wisconsin and offers a competitive self-payment plan for those who may be out of network or do not want to go through insurance. If you have any other questions about therapy or need assistance finding the right therapist for you, feel free to give us a call! #PhysicalTherapyQuestions #PhysicalTherapy #PTPlus #SupportForYou #PhysicalTherapyMyths #InsuranceCoverage #WednesdayWisdom

📚 Financial advisors: It’s Financial Literacy Month - now is the time to discover Assuris’ FA Toolkit for training and resources about the life and health insurance industry and Assuris’ policyholder protection! Click here: https://lnkd.in/gAd9QUeJ. You will find these tools and more in Assuris’ FA toolkit: - CE eLearning course about Assuris protection - Printable and downloadable Assuris brochure - Three one-pagers about life and health insurance, and insurance-backed savings and investments products - "Assuris means security” graphic for your client presentations or other sales materials - Ready-to-share social media messages and graphics - Website shortcuts, including the links to our videos and other useful resources for your clients Don't keep this to yourself! Share this with your network! #FinancialAdvisors #FLM2023 #FinancialLiteracyMonth #AssurisProtection

📊 Unlocking the Connection Between Credit Scores and Health Insurance Premiums! 💡 In 2022, 304.0 million Americans had health insurance, marking a 0.3% increase from 2021. Did you know? Insurance companies examine your credit score during underwriting not just for risk assessment but also to determine your premium. Regularly checking your credit report, timely bill payments, and responsible credit management can positively impact your score, paving the way for more affordable premiums and favorable terms. Remember, your financial health is your wealth! 💼✨ #CreditScore #HealthInsurance #FinancialWellness #InsuranceInsights #SmartFinance

#ICYMI As part of FSRA’s six-point action plan to better protect consumers when purchasing life and health insurance, we committed to developing a robust consumer education campaign. Recently, we launched a campaign that helps consumers find the perfect fit when it comes to purchasing a life insurance policy. 👨👩👧👦 Let's amplify this message and empower individuals to make confident decisions 👇 https://bit.ly/3uXYLcO #LifeInsurance #ConsumerProtection #ThePerfectFit

If a Flex Card is Available, How Much Can You Expect to Receive? For those who have a Flex Card benefit through their health insurance plan, may receive the following: -The average pre-loaded value is $500. That is far different from the ads you may see. More so, the ads do not provide a lot of insight into what you can use these cards for. -Some claim that you may be able to use the cards for groceries or personal expenses. Keep in mind this is not likely to be true either. -The cards are often meant to provide support to you to cover medically necessary but otherwise uncovered costs. https://lnkd.in/dMsbDekJ #makemedicareeasy #medicareexperts #medicareinsurance #medicaremadesimple #allwedoismedicare #medicareplans #MedicareEnrollment 

Accident insurance isn't just about broken bones and stitches – it's about financial resilience. By covering your health insurance deductible and other out-of-pocket costs, this specialized coverage ensures that a sudden injury doesn't derail your finances. With affordable premiums and valuable benefits, it's a smart addition to your healthcare strategy. Stay protected, stay empowered! 💪💼 #AccidentInsurance #FinancialResilience #HealthcareProtection

What is Health Insurance? Health insurance is a contract between you and an insurance company. You pay premiums, and they help cover your medical expenses. There are some important terms to know: - Premium: The amount you pay regularly to keep your coverage. - Deductible: The amount you pay before insurance starts helping. - Co-pay: A fixed amount you pay for specific services. - Co-insurance: The percentage you pay after meeting your deductible. - Out-of-pocket maximum: The most you'll pay in a year for covered expenses. - In-network vs. out-of-network: Preferred providers offer lower costs. Review your plan and ask questions to understand it better, and if you're still at a loss contact me today! #healthinsurance #healthinsurance101 #JustCallJulie #JuliesGotYouCovered

Excited to share the latest video on ‘Health Insurance Scoring and Ranking’ by 1 Finance ! Discover how this innovative tool can help you make informed decisions and find the best health insurance options. Watch now to see how it can benefit you! #HealthInsurance #1Finance #InsuranceScoring #FinancialPlanning