Nicholas Napoli’s Post

"Ever wondered how mortgage bonds and market trends intertwine? We've peeled back the layers in our latest blog post, taking an insightful deep dive into the January 17, 2024 report! Discover the dynamics driving mortgages, and gain a whole new perspective. Essential reading for anyone invested in the game!"

Seemingly overnight, there is widespread media attention on the spread between mortgage rates and the 10yr Treasury yield. There shouldn't be. Why are we talking about the 10yr Treasury yield if we're focused on mortgages and housing?  Simply put, the 10yr Treasury note is the most dominant benchmark for all longer term interest rates in the US. 10yr Treasury yields and mortgages move with a high degree of correlation in the big picture. #mortgage #interestrates #bonds #housingmarket

The outlook for investors seems to be getting sunnier in regards to interest rates. With election year politics kicking in, investors should be fine-tuning their strategies. https://lnkd.in/er76SBtN #personalfinance #creditandlending #financeandeconomy #mortgageinsurance #mortgage #bankingindustry #refinance #mortgageinsurance #financeandeconomy #housing #realestate #realestateinvestment #realestatebroker #dst #delawarestatutorytrust #1031exchange #1031exchanges #selfstorageinvesting #selfstorage #realestateexperts #commericalrealestate #interestrates

🌟 Explore the Power of Mortgage REITs for High-Yield Investments! 🌟 Dive deep with us into the world of Mortgage Real Estate Investment Trusts (REITs). In this video, we unveil the essentials of mortgage REITs, showcasing how they offer a unique blend of reliability and tax efficiency. Discover how investing in a diversified basket of mortgages can secure your income through interest payments, all while enjoying significant tax benefits. Whether you're a veteran investor or new to the scene, this video is packed with crucial insights on leveraging mortgage REITs for a safer, tax-smart portfolio. 👉 Ready to boost your investment strategy? Watch now and unlock the potential of mortgage REITs for your financial future: https://zurl.co/EKoy

The Smith Manoeuvre in the news...Forbes this time. Generate tax deductions, build an investment portfolio, get rid of your mortgage faster. https://lnkd.in/dNs--x-h #Forbes #taxes #taxplanning #mortgagetips #mortgagerates #investment #investing #realestateagent #mortgage #homesweethome

"Get ready to dive deep into the fascinating world of finance! Here's a comprehensive overview of how the ghost of inflation could meet with mortgage rates in 2024. Learn, understand, and prepare for the future - because financial wisdom is timeless! 💰📈 #Finance #Mortgages #Inflation"

The big question in the housing market: When will mortgage rates go down? https://lnkd.in/g_AGfkyP #Independentfinancialadvisor #Compliance #financialadvisor #finance #money #trading #investment #business #wealth #entrepreneur

How does your home loan interest rate compare? ⁣ The cash rate may have been on hold from July to October, but behind the scenes home loan rates were still on the move. ⁣⁣ Banks were busy lifting – and lowering – their rates even before the November rate hike, taking the average variable rate to 6.6% (Mozo data). ⁣ How does your loan compare? ⁣⁣ Now’s the time for a home loan rate check.⁣ ⁣Spoiler alert: we’re still seeing rates that start with a ‘5’.⁣ ⁣So call us today to see if you can do better than the rate you're currently on.⁣ ⁣ To find out more, DM us or contact Harken Finance on: – 08 6279 1411 – harry@harkenfinance.com #harkenfinance #investment #property #mortgagebroker #mortgage

Prepayment and duration risk have inflated the spread between 10 yr Treasury yields and 30 yr fixed mortgage rates. This spread has a historic average of about 180 basis points but has recently been as high as 292 basis points. Relief may be a ways off as both prepayment and duration risk will remain in place until rates move below 5.75-6.25%.

Unravel the intricacies of mortgage bonds and market trends like a pro! Dive deep into the comprehensive analysis of the January 17, 2024, report, shedding light on the dynamics that drive the mortgage world. Learn, grow, and invest smarter with insights straight from the experts. Stay ahead of the curve, because knowledge is power and power is wealth! 💼📈🏠💡