After spending nearly 15 years fighting the headwinds of ultra-low interest rates and volatile equity markets, most corporate defined benefit plans in the U.S. have now achieved fully funded status. Rather than declaring victory, CIOs have suddenly been confronted with a new challenge: devising a strategy to help protect their plans’ hard-earned gains and maintain their funding ratios. Learn why we believe now is the time for CIO’s to consider a different approach to help protect their hard-earned gains and maintain their pension plan funding ratios. https://lnkd.in/dpc2nBsP
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Investors in their 50s and 60s may wonder if they can still retire when they want with enough income to last several decades. PGIM Investments shares key strategies on maximizing 401(k) plan contributions, reducing investment risk, and maintaining purchasing power for workers with less time on their side. #EmpowerFundPartner
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According to research, The percentage of large organizations with a #DefinedBenefit plan that still offers benefit accruals to participants decreased from 48% to 15% between 2012 and 2022. Uncover more insights about how plan sponsors are moving forward in the #FutureofWork. #CFO #investments
How rising interest rates are impacting defined benefit plans
mercer.com
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What does the Autumn Statement mean for business? See Steven Fine's view in the The Times today. View from Business Leaders: "Clearly there was a desire to go for growth and this feels like a very measured way of getting us on that growth track by looking at public, personal and business, and you've even got a retail share offer in there as well. There were people who would have been delighted with the growth of 1.6% not that long ago. The plan to make capital allowances more permanent is a fantastic way of solving some of the productivity issues, and they are making that a link between what they want to do with pension fund money and what they want to do with business" #autumnstatement #growth #capitalallowances
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According to research, The percentage of large organizations with a #DefinedBenefit plan that still offers benefit accruals to participants decreased from 48% to 15% between 2012 and 2022. Uncover more insights about how plan sponsors are moving forward in the #FutureofWork. #CFO #investments
How rising interest rates are impacting defined benefit plans
mercer.com
-
According to research, The percentage of large organizations with a #DefinedBenefit plan that still offers benefit accruals to participants decreased from 48% to 15% between 2012 and 2022. Uncover more insights about how plan sponsors are moving forward in the #FutureofWork. #CFO #investments
How rising interest rates are impacting defined benefit plans
mercer.com
-
According to research, The percentage of large organizations with a #DefinedBenefit plan that still offers benefit accruals to participants decreased from 48% to 15% between 2012 and 2022. Uncover more insights about how plan sponsors are moving forward in the #FutureofWork. #CFO #investments
How rising interest rates are impacting defined benefit plans
mercer.com
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Mijn passie is het pensioen van jouw medewerkers! / My passion is the retirement of your employees!
According to research, The percentage of large organizations with a #DefinedBenefit plan that still offers benefit accruals to participants decreased from 48% to 15% between 2012 and 2022. Uncover more insights about how plan sponsors are moving forward in the #FutureofWork. #CFO #investments
How rising interest rates are impacting defined benefit plans
mercer.com
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Zeches Wealth Management helps you design a flexible life plan to pursue more of what you love. More financial confidence. More for your family. More freedom. More choices.
Managing the Flow In youth, it was “go with the flow.” Now, in retirement, managing cash flow is more important than ever. Proper cash flow management will help you budget travel, healthcare costs, adjust for inflation, and more. Read tips in blog. http://dlvr.it/SygMHc
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Concentration Risk: When is it time to reap your reward? 💰 Let's look at this example below... 👉 $10,000 investment into Fortune 500 Company 👉 $250k of investable assets Point 1️⃣ = $10k into $50k ($40k of gains) Point 2️⃣ = $10k into $30k ($20k of gains) Point 3️⃣ = $10K into $11k ($1k of gains) Over the course of 36 Months this single investment went from flat, to being up 600%, and back to almost the initial starting value. Getting "Rich" & staying wealthy are two different strategies. Especially for those that are approaching retirement years & for those that have their current/future income tied to a single or few companies. Quite important for those that have Stock Options through their employment - seen this quite a bit within the Tech Space. #investing #stockoptions #personalfinance
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𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝗼𝗻𝗲-𝘁𝗿𝗶𝗰𝗸 𝗽𝗼𝗻𝘆. Overexposure to healthcare investments can leave hospital executives vulnerable. Healthcare certainly isn't going anywhere, and your portfolio might have served you well so far, but putting all your eggs in one basket isn't a recipe for long-term success. Diversifying beyond healthcare (or any other concentration) can help protect your investments from volatility. By building a 𝗴𝗹𝗼𝗯𝗮𝗹 𝗮𝘀𝘀𝗲𝘁-𝗰𝗹𝗮𝘀𝘀 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 you can create a balanced mix of risk and return. Whether you're nearing retirement or building wealth for the future, diversification provides the resilience needed in uncertain times. Consider 𝗿𝗲𝗯𝗮𝗹𝗮𝗻𝗰𝗶𝗻𝗴 𝗮𝗻𝗱 𝗱𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝘆𝗶𝗻𝗴. Assess your current portfolio and determine if your industry exposure is too high. Work to implement strategies that expand your investments beyond healthcare, aligning them with your goals. Don't let industry overexposure jeopardize your financial future. Build a diversified plan that leads to a secure retirement.
