Zearch’s Post

Equity Release Advice Equity Release is a favourite topic in the personal finance world, but what is it all about? Equity Release is a plan available to home owners (with or without mortgages) who are over the age of 55. If the home is owned by a couple, the younger of the pair should be at least 55 years old. The plan is simple. These days it is commonplace for homeowners to have built up significant equity in their properties. For the sake of this article; Equity = Value of property minus any mortgage outstanding. The homeowner can borrow, tax-free, from the equity. The older the borrower the greater will be the amount of equity that can be drawn down from the home. How do you calculate equity release? To calculate the maximum loan available on an equity release plan, you require the age of the youngest homeowner and the property value. Plans start from age 55 when you can release around 22.5% of your properties value. On average, on each birthday you can release an extra 1%, up to around 55%.   We recommend seeking independent advice for anyone looking at the possibility of using Equity Release to raise cash. The money raised can be used for any legal purpose. Interest is added to the amount of equity accessed and this can be deferred until death or earlier admission to a care home. Alternately the borrower can make voluntary interest payments.   We at Regents Court Financial, directly authorised by FCA (Financial Conduct Authority) in the UK, will take the borrower from start to finish They will receive all advice and information so that they can decide what is best for them. We will also advise if an alternative arrangement is more suitable to the client’s circumstances.   Clients usually approach us by recommendation from friends, family and professionals including, financial advisers mortgage advisers, accountants, solicitors and others. Those interested should contact Regents Court Financial for a no charge consultation.   Ron Warren (ron@regentscourtfinancial.co.uk) 01902 311381 Marketing Manager Regents Court Financial

More doors closing in retail and the people affected are staying positive and making the most of their time with each other 💖 That's what a retail family is all about.  Please support the store managers, district managers, supervisors and the staff looking for work across the country. Your retail skills are valuable and absolutely transferable into almost any field.  For anyone hiring here is a day in the life....You talk to anyone who comes in.  You watch the KPIs and coach the staff to drive performance. You teach life skills to entry level employees and hold accountable grown adults.  You multi-task like you have a legion of people in the building while really managing payroll to the quarter hour.  You have difficult conversations and console your people with every day struggles in and out of work.  You havetalk professionally and without judgment to individuals who lost their mind over a policy you can't change. You keep the place clean and visually gorgeous every day.  And you do it all with a smile and an earpiece on.  I see you.  I support you. I am here if you want to comment, complain, or cry.  That's what family is for. It is all about our people. #retail #love #thestruggleisreal #hiring 

I want to take a moment to extend my heartfelt gratitude to the amazing sponsor, #Commsworld, for their support. I couldn't be prouder of this young team and all they've accomplished this season! Watching these young footballers grow and excel on the field has been an incredibly rewarding experience. Coaching them provides a wonderful escape from the daily grind of life and work, and it's a joy I cherish. Interestingly, coaching football has many similarities that apply directly to my professional life. Here are a few: #Teamwork Success in football, as in business, relies on effective teamwork. Coaching has reinforced the importance of collaboration, communication, and working towards a shared goal. #Builing Positivity: Whether on the field or in the office, frosting a positive environment is crucial. Encouragement and support help’s build confidence and drives success. #Grit & Determination: The resilience and determination these young players show is truly inspiring. Their ability to persevere through challenges reminds me that with grit, we can overcome any obstacle, both in sports and in our careers. Coaching these amazing kids has been a source of great joy and inspiration. Here’s to many more victories on and off the field! ⚽️🙌 #YouthFootball #CoachingLife #Teamwork #Positivity #Grit #LifeLessons #ProudCoach

💬 "This achievement is the result of a collective effort, fuelled by an extraordinary amount of hard work and commitment from every corner of our organisation" Read the last blog from CEO Martin Hodgson on our website: https://buff.ly/4avcQhX

Honestly could not feel prouder to put this out into the world. Our annual report at The Launchpad Collective. If you have a few minutes on this sunny Friday, please take a little time to read it here https://tr.ee/NrAFiQdenz - full of positive news and, more importantly, positive social impact. #AnnualReport #SocialImpact #SocialChange

Great event! Good info on employer branding, sourcing, recruitment marking and even a session on data! #recfest23 #recfest #jobmarketdata #talentintelligence #jobmarketinsights #sourcingtools

How much do I love working with our team. We are friends, colleagues, mentors to each other. And we dance together from all corners of the country because connection before content is key! pLink Leadership Also I can't be sure but it looks like Cindy Jackson PCC (she/her) is about to booty bump me! #getonthedancefloor #positiveleadership #plinkleadership #loveyourteam #leadershipdevelopment

We are looking forward to our 9th Unconference later this month, and over the years, we have had many teams from companies attend the Unconference together. Teams love our Unconferences because… 💚 Sharing collective knowledge: the Unconference taps into the collective knowledge and experience of a wide range of participants from across Aotearoa. 💡 Relevant topics: your team can plan for each team member participates in a variety of topics that is relevant to your company’s current challenges and interests, maximising the learning potential across your whole team. 🌏 Diverse perspectives: your team can hear diverse views from those outside of your company with different backgrounds and experiences. 💲 Cost effectiveness: at such an affordable registration fee, bringing your team to the Unconference is the most efficient use of your professional development budget. We have a limited number of early bird tickets still remaining, so don’t delay - get your team on board today! Tickets available here: https://lnkd.in/gEKDvZMR