Red Hat Impact

The incredible Mary Elizabeth Ramosaea and the team at Kaleko Steifree continually demonstrate the tenacity and resilience required to deliver joint initiatives for menstrual health education in the Solomon Islands. Her post below is testament to how multi-sectoral partnerships are fundamental to effective solutions and that their importance cannot be overstated. #menstrualhealth #pacificled #womenled #impactinvesting

Taking a whole of fish approach, Michella Irawan and Collabit are harnessing biotech and converting tuna waste into high value collagen to capture the true value of Indonesian natural resources. You can join Collabit in their raise of USD$150,000, with their LendForGood loan offering 10% annual simple interest rate over an 18-month term. The subscription is open until September 19th,  2024 with a minimum buy-in of $500. The team has already secured $230,000 from Angel Investors and a foundation contract worth $150,000 for 3 tons of Collagen, with the impact loan with LendForGood providing the capital to service this contract. With existing capacity to produce 1 ton of collagen a month, the loan will also provide them with the funds they need to purchase inventory and cover other operational costs to produce collagen for the contract and new buyers. To learn more and lend your support to Collabit's ambitious impact objectives, check out their campaign page, which includes a Q&A with Michella that provides additional context for their business and mission.  #sustainable #Indonesia #impactinvesting https://lnkd.in/dGtBNqUf

It's time to dismantle the fallacy that there are too few places for retail investors to unlock their billions for impact. While it's easy to believe the narrative that retail investors lack options for impact investing, a recent ImpactAlpha article by Lynnley Browning suggests this perception might be outdated. In fact, the landscape is rapidly evolving, offering more opportunities than ever for individuals to align their portfolios with their values. This emerging generation of retail investors - individuals who invest in financial markets for personal gain, rather than on behalf of a professional organization - typically trade smaller amounts compared to institutional investors and may have less experience in the financial markets. Which positions LendForGood's crowdlending platform as a leading vehicle to allow retail investors to participate in syndicated impact-driven loans, with lower minimum investment threshold that also reduces regulatory barriers. Larger projects can be funded from pooling resources from multiple investors, that create significant social or environmental impact while offering returns to individual investors. This model not only democratizes access to impact investing but also allows retail investors to diversify their impact portfolios across multiple projects and sectors. The time to invest in crowdlending is now. The demand for impact investing among these retail investors is surging, particularly among Millennials and Generation X. By 2045, these generations are set to inherit a staggering $73 trillion in assets, with Gen X alone expected to control over $50 trillion by 2030. This wealth transfer represents a significant opportunity for impact investing, as over 75% of global investors express interest in sustainable investing, with more than half reporting increased interest in just the last two years. As individuals increasingly seek to align their portfolios with their values, the landscape of retail investing is poised for significant change. It is not a matter of if, but when. What are your thoughts on the future of impact investing for retail investors? Register with Impact Alpha to explore the linked article in depth and share in the comments below. #ImpactInvesting #RetailInvestors #FinancialInnovation #CrowdLending

Investing in #Education is more than just tuition and textbooks—it's about nurturing minds and safeguarding #mentalhealth. Over 50% of international students in Australia are grappling with financial stress, a situation that significantly impacts their social, physical, and mental wellbeing. Investing in EdFin's pioneering  and innovative approach to address financial stress among international students provides crucial support, and their impact raise via LendForGood is closing on the 22nd August, 2024. The impact loan is offering 12% simple interest per annum over 12 months. With a minimum buy in of $500, the team are aiming to reach their minimum target of $100,000. To learn more and lend your support to EdFin’s ambitious impact objectives, the campaign page below includes a link to become a lender, and the Live Q&A, with EdFin founder Simba Marekera joined by Cameron Neil and Sally Hodges from Red Hat Impact, with Tom Dawkins from LendForGood. #impactinvesting #education #adaptivecapital

Pacific and women-led menstrual health enterprises are disrupting traditional investment power dynamics in a world where investors typically call the shots. As co-designers in the Pacific Trade Finance Vehicle (TFV) for Menstrual Health Enterprises (TFV 1.0), together with Cameron Neil, the Red Hat Impact team and Criterion Institute, they dared to flip the script and transform local businesses from spectators to co-creators. This approach stood out not only for its innovative approach to addressing menstrual health challenges in the Pacific but also for its transformative impact on investor-enterprise relationships. With Anne-Shirley Korave and Queenpads PNG now exporting their products to other Pacific countries, it further validates the vehicle's groundbreaking approach to empowering women-led enterprises and addressing crucial social needs through thoughtfully structured financial mechanisms. Key to the success of TFV 1.0 was shifting power dynamics and encouraging Pacific Menstrual Health Enterprises (PMHEs) to "step into their power", positioning them as valued partners capable of co-creating the vehicle's structure alongside investors. This empowerment of local enterprises represented a significant departure from traditional investment models and was hailed as an award winning standout accomplishment. The appeal of this gender-lens and blended finance vehicle to the private sector was evident in its remarkably swift subscription, with investor demand exceeding available capital and the vehicle becoming fully subscribed within just 24 hours of launch. Such enthusiastic reception underscores the growing appetite for innovative financial instruments that combine social impact with economic viability. As we continue our fundraising efforts for TFV2.0, QueenPads celebration of their first export is a timely reminder, that whilst demand led systems change can take time, it can be successful and challenge the dominant paradigm that only large and expensive projects are worthy of investment. #genderlens #impactinvesting #demandled #womenled

Hard work, perseverance, and resilience together with market based solutions drive the creation and growth of impact ventures. But there's another crucial ingredient that doesn't always get the spotlight it deserves: imagination. To celebrate the 6th birthday of Queenpads PNG, a menstrual health social enterprise in the Pacific, we'd like to share an inspiring story from the founder Anne-Shirley Korave and how they have harnessed the power of imagination to fuel the organisations growth and innovation over the past six years. Anne-Shirley's journey showcases how continual imagination has led to multiple product iterations of their pads, resulting in eco-friendly, comfortable solutions for women. It's a testament to the idea that in harnessing business to create impact, the ability to envision possibilities and bring them to life is just as important as any other skill. #demandled #womenled #pacificled #menstrualhealth #impactinvesting

From ocean waste to wellness gold,  marine biotech pioneers Collabit are transforming Indonesia's fishing/tuna discards into coveted collagen products which are in high demand in Indonesia. Michella Irawan and the team are solving a colossal marine waste crisis in Indonesia, where poor fisheries management leads to a staggering $7 billion annual loss. As the world's largest tuna exporter, Indonesia ironically discards up to 50% of its fish by-products, squandering 3 million tons of nutritional value yearly. This wasteful practice not only drives up operational costs and fuels overfishing, threatening marine ecosystems, but also contributes to severe environmental issues like methane emissions and ocean acidification as discarded by-products end up in landfills or back in the sea. Collabit converts this fishing waste into high value products and have already secured $230,000 from Angel Investors and secured a foundation contract worth $150,000 for 3 tons of Collagen, and are now raising an impact loan with LendForGood to provide capital to service this contract. Red Hat Impact are hosting a Live Q&A to launch this impact loan, on Thursday 8th August 2024, 1.30pm Australian Eastern Standard Time (UTC+10) and joining Sally Hodges will be Collabit founder Michella as they discuss  how a decade learning, researching and prototyping has created a new circular economy in the Indonesian fishing industry. With existing capacity to produce 1 tonne of collagen a month, Collabit’s impact loan will provide them with the funds they need to purchase inventory and cover other operational costs to produce collagen for their current contract and new buyers. The loan funds, alongside current and future equity, will also enable them to bring other products in their roadmap to market to enable them to convert more of the 750k tonnes of fish waste generated every year. If you'd like to join in this impact loan, it offers 10% simple interest per annum over 18 months, and closes on 22nd August 2024. Click on the link below to learn more about the opportunity and register for as a lender,  or to receive a recording by emailing hello@lendforgood.com.au #demandled #impactinvesting #circulareconomy #indonesia

EdFin is taking an innovative approach to tackling a critical issue: over 50% of international students in Australia experience financial stress, impacting their social, physical, and mental wellbeing. Simba Marekera and the team are currently raising a $150,000 loan via LendForGood and by directly investing in this loan, lenders can contribute to EdFin's efforts to provide crucial financial support to students, potentially preventing dropouts and improving overall educational outcomes. Their impact spans four key dimensions: Financial, Mental, Social, and Physical wellbeing, addressing not just immediate financial needs but holistic student success. With a competitive 12% annual interest rate over a 12-month term, the subscription is open until August 8, 2024. To learn more and lend your support to EdFin’s ambitious impact objectives, check out their campaign page, which includes a Q&A with the EdFin founders that provides additional context for their business and mission.  #demandled #adaptivecapital #education #impactinvesting

Addressing 'taboo' topics can have far-reaching positive impacts, and we're constantly inspired by Tungga Dewi and the team at Perfect Fit as they empower change to create a Period-Friendly Indonesia. Their #MenstruasiRamah initiative is tackling the challenges of menstrual health and stigma in Indonesia by providing sustainable products, educating communities, and supporting women in need. They're not just improving lives – they're boosting education, workplace productivity, and the economy. It's a powerful reminder that collaborative and community led change can overcome the fact that  1 in 4 girls in Indonesia never received period education before their first menstruation. Read more about the Menstruasi Ramah movement in the article linked below #MenstrualHealth #Sustainability #SocialImpact #WomenEmpowerment 

The Tun Yat impact loan launched recently and quickly attracted US$33,300 in commitments from 5 lenders. To help them achieve their minimum target of $40,000 the subscription period has been extended to the 31st July. This is fantastic news for  founder Hujjat Nadarajah and Sandar Min, and the incredible amount of hard work they have put into their vision for supporting smallholder farmers in Myanmar. Their impact loan goes towards a continued debt facility program supporting small-holder farmers in Myanmar – to use for a credit purchase program for inputs. The inputs include land prep, tilling and harvesting, as well as application of inputs (fertiliser, seeds) for their rice planting seasons. On the linked page below, you can now watch Tun Yat's recent progress update and hear Hujjat and Sandar highlight their future funding and expansion plans, and their strategic utilisation of an additional LendForGood loan. The funding will support their target of onboarding 50,000 farmers by the end of June, and with recently approved project financing of  around $1.5 million in over 3 years from 2 UN partners they aim to scale up to 100,000 farmers. Their LendForGood loan is open to subscriptions until 31st July, and has a minimum participation of US$500, and simple interest of 9% per annum. The tenor is for 6 months. Follow the links for the Q&A video, more details and how to sign up and back amazing impact enterprises like Tun Yat . #myanmar #demandled #adaptivecapital #impactinvesting