Zip Co

Congratulations to Senior Product Manager Nathan Storey for recently marking six-tacular years as a Zipster. Nathan, whose tenure has spanned roles in Merchant Experience, Merchant and Sales Operations and most recently our Merchant Growth team, puts his career growth down to constantly looking to upskill, and being ready to say ‘Yes’ to the next opportunity. “In the various roles I’ve held here, I’ve always been very focused on learning from the extremely talented Zipsters around me - it’s always provided unique insights into some of the challenges we’re looking to solve. Working in Product at Zip, we’re exposed to the full product lifecycle, from research and insight to design, delivery and seeing the impact of our work. Having a broad remit to work on growth projects, as well as those focused on retention and building key features that define our products, is something that excites me about my future here.” Well done on a fantastic milestone Nathan, a Zipster who truly changes the game! #WriteYourStory

Big news — the brand new “Pay How You Want” campaign, featuring WNBA superstar Kelsey Plum, launches today! The message is simple: offer customers the flexibility they need to take control of their spending and seize opportunities—without relying on traditional credit. For businesses, meeting the growing demand for smarter ways to manage spending is key. Providing flexible payment choices not only enhances customer satisfaction but also builds long-term loyalty as more consumers seek out these empowering options. Kelsey Plum’s success as both an athlete and entrepreneur reflects the confidence customers can gain from flexible payments—whether it’s for everyday essentials or investing in personal growth. A special thank you to Kelsey Plum and all agency partners involved in this campaign. Check out the full press release here: https://shorturl.at/YEyW7 cc Jinal Shah Joseph Heck Cynthia Scott Larry Diamond Peter Gray Laura Cvikevich Espinoza Bucky Heath Kathryn Flynn Maria Piessis Sinéad McGovern Sabrina Thomas #Zip #KelseyPlum #BuyNowPayLater #WNBA #PayHowYouWant

We're excited to be featured in Optty's latest Partner Spotlight! Our partnership with Optty enables us to provide greater payment choice and flexibility for merchants and customers. If you’d like to learn more about what our partnership can do for you, feel free to reach out to your Zip or Optty representative today. Here’s to more seamless transactions!

Last week 28 cross-functional teams and more than 180 Zipsters from across ANZ participated in our regional company Hackathon. This year’s theme was ‘Beyond 2030 - Future Forward’, with hackers tackling one of three briefs aimed at unlocking the potential of Artificial Intelligence to tackle real business challenges.  The calibre of ideas, working prototypes and pitches were all absolutely outstanding, with representatives from our partners Google and Amazon Web Services (AWS) blown away by the creativity, innovation and collaboration on display over the course of the two days. Congratulations to the winning team of Edwina Paul, Grace Teague, Charlotte Wilson, Milla Campbell, Marlo Honnet, Winnie (Xi Wen) Xia and Tabitha Withers who wowed the judging panel with their ‘Zoe - Zip Offer Engine’ idea which uses predictive insights to drive commercial outcomes. Thanks to all participants, partners, judges and the organising committee whose mammoth efforts behind the scenes led to such a memorable outcome. Pictured - The winning team alongside the judging panel, and Hackathon participants in our Auckland, Melbourne and Sydney offices.

Thanks to CommSec and Tom Piotrowski for sitting down with Managing Director and Group CEO Cynthia Scott during the recent Executive Series interview. The discussion focused on our FY24 annual results and the ongoing performance of Zip across ANZ and the US, highlighting our achievements over the past year, including our record profitability, innovative growth strategies, and the strength of our US market performance. We're excited to continue delivering even greater value for our customers and shareholders in the months ahead.

Three cheers for three-mendous years for Zipster Andrea Morales, Customer Experience Associate for Team US. A native Spanish speaker, Andrea has thrived since her move to Zip, which she feels has provided unique opportunities that she might not have encountered elsewhere. “Zip has truly given me the opportunity of a lifetime! In my role I make sure our customers receive the support they need, particularly those facing challenges, whose issues require escalation, or who speak only Spanish. The chance to work with diverse teams across the company, from engineering to compliance, has been incredibly rewarding, and has given me a deep understanding of the cross-functional dynamics that drive our success. Being part of a supportive and inclusive cross-functional team has truly enriched my experience and empowered me to confidently contribute and grow. I'm excited to see where this journey will take me next.” Congratulations on your Zipsterversary Andrea, we're equally excited for your next chapter with us.

Today we announced our FY24 results, delivering on our three strategic priorities and reinforcing our position as a stronger, simplified and profitable business that’s committed to delivering innovative customer and merchant experiences. Managing Director and Group CEO Cynthia Scott said, “This has been an outstanding year for Zip, with the Company executing against all of its strategic priorities. The team successfully delivered four quarters of profitability, achieving Cash EBTDA of $69.0 million for the year, an improvement of $117.0 million on FY23. Looking ahead, we maintain a clear strategy with identified growth opportunities in both markets to drive continued profitable growth in FY25 and beyond and deliver long-term value for our customers, merchants and stakeholders.” For more details, please refer to our ASX Release here:  https://lnkd.in/dfGJ4b7A

🚨 New Partnership Alert! 🚨 We're happy to announce that Zip has teamed up with Stripe to expand our Buy Now, Pay Later offering to all merchants within the Stripe U.S. network! This collaboration makes it easier than ever before for Stripe merchants to integrate Zip as a payment method at checkout, attracting new customers who would ordinarily be declined by other lending providers, therefore boosting conversion rates. "Our goal at Zip is to empower consumers with transparent and flexible credit solutions while providing merchants a new channel for customer acquisition," said George Eliopoulos, Zip Chief Commercial Officer. "Partnering with Stripe aligns perfectly with our mission to offer digital financial services that meet the evolving needs of consumers, especially those underserved by traditional credit systems." This partnership marks a significant step in expanding financial inclusion and giving consumers more choices at checkout. With just one click in your Stripe dashboard, enabling Zip as a payment option is seamless and straightforward. Contact us or your Stripe representative to find out more! Read the full press release here: https://shorturl.at/9AH9m 💳✨ Joseph Heck George Eliopoulos Jinal Shah Nitin Kashid Laura Cvikevich Espinoza Noam Whitman Alex Marshall #ZipCo #Stripe #BuyNowPayLater #BNPL #Ecommerce #Partnership #Fintech #Payments

We know that our ability to create game-changing experiences for our customers and merchants relies on bringing different voices to the table. Engineering Manager Robert Bethune believes life at Zip offers his team the perfect blend of ownership and psychological safety, giving all Zipsters the chance to contribute and make their mark. “One of the big things that I think we do differently to anywhere else I’ve worked is our focus on every person in the team being able to lead projects. Whether you’re a new joiner, or been here the longest, or whatever your background… you’ll get the chances to create and push your ideas forward. And more often than not you’ll grow better career skills because by working with your tech lead to tune your designs, you’ll learn how to make something grow instead of simply seeing someone else do it.” #WriteYourStory

We’re excited to invest in our Zipsters! We’ve collaborated with eCornell to deliver a custom learning experience to help our Zipsters grow and develop new skills. Our new Zip Co Engineering Management and Leadership certificate program will give first-time engineering managers essential skills to grow as leaders in the organization. The program includes six core courses and two electives – all designed to build skills in engineering leadership, communications, systems thinking, decision analysis, and innovation and IP management. "We are in a time of rapid technological innovation, intense industry competition, evolving workforce dynamics, increasing security threats, and the transformative power of data. These challenges demand that our engineering managers not only keep pace but lead the charge. Our Engineering Management and Leadership Program is designed to equip them with the knowledge and skills they need to navigate and thrive in this ever-evolving landscape. Partnering with eCornell to deliver this program is an exciting step forward, and I am confident it will make a significant impact on our team's growth and success," said Rory Herriman, D.Eng., CTO of ZIP. We can’t wait for the first cohort to start the program in the coming weeks!