Aria

🚨 It’s a big day for Aria: new look, same mission! This transformation reflects our evolving purpose and commitment to make money move for tech, solidifying our identity as a leader at the intersection of tech and finance. Our colors and tones have evolved to enhance our mission: creating a payment solution that makes B2B payments fast, seamless, and easy for all companies. What’s new? • Our logo: symbolizing the fluid movement of money, easy and effective • Our typography: flexible and consistent, with a structured typeface and hyper-legible body copy font • Our visual identity: showcasing a dynamic, connected system that thrives on movement – just like the payments we facilitate • Our voice: clear and radically simple, making money matters easy to understand While our look has evolved, our vision remains unchanged: when two companies work together, everything has to move fast. Ready to move? Take a tour of our new website 🚀

Aria’s financing solution is more than factoring. It’s embedded invoice financing, and there are 3 main differences. 1/ A superior user experience Our solution is fully integrated into B2B software. It provides a seamless experience without the need to switch between platforms or engage with multiple third parties, which is often the case with traditional factoring. It's faster and more convenient. 2/ Financing small invoices for small companies We are able to finance small invoices because, by being fully embedded into software, we optimize both our acquisition and operational costs. As a result, we don’t rely on high volumes to be profitable. Traditional factoring typically doesn’t cater to these businesses, as the low volume and amounts are not profitable for them. 3/ A greater control and flexibility With embedded solutions, businesses can choose which invoices to finance on a case-by-case basis. It gives them better control over cash flow management compared to the bulk financing required in factoring. Additionally, our automated and integrated process allows us to offer more competitive pricing for SMEs and better transparency. Unlike traditional neo-lenders, who tend to attract high-risk clients rejected by banks, embedded lending avoids adverse selection and offers a solution for all businesses. The revolution in invoice financing is underway!

Aria is often mistaken for B2B BNPL, but it's not quite the same. Let me explain. BNPL stands for Buy Now, Pay Later. Aria is more like Sell Now, Get Paid Now (should we invent SNGPN? 😄). The main point to understand the difference lies in who needs the service (B2B or B2C, buyer or seller) and how we position ourselves relative to them. In B2C, there are no payment terms. A buyer typically pays immediately, which suits the seller perfectly. In this case, the need is on the buyer's side, as they want to delay their payment. That's where BNPL comes into play. In B2B, however, payment terms are the norm. This is the key difference from B2C. The need isn't on the buyer's side because they will naturally Buy Now and Pay Later, but rather on the seller's side. The seller doesn't want to sell now and get paid later. They want to sell now and get paid now. That's what we do at Aria—we can call it factoring or invoice financing. We add the notion of “embedded” as our solution seamlessly integrates into buyers and sellers softwares. This eliminates the need for separate workflows, streamlining the process and making it more convenient and fast. We don't help buyers extend their payment terms; we help sellers reduce theirs.

⏳ 64% of SMBs face delayed payments ! A recent article from PYMNTS highlights that 64% of small and medium businesses are struggling with delayed payments, with suppliers waiting an average of 43 days. These delays create major cash flow issues and strain relationships with suppliers, ultimately harming business operations. Delayed payments result in 80% of potential discounts going unclaimed, while legacy payment methods like checks expose businesses to fraud risks, with 60% of companies reporting fraud incidents last year 📈. At Aria, we’re addressing this problem by providing an embedded payment solution that allows businesses to : 1️⃣ Pay suppliers within 24 hours, avoiding the long waits that typically disrupt cash flow. 2️⃣ Offer flexible payment terms to buyers, giving them control over their finances. We’re committed to reshaping how businesses manage their payments and strengthening supplier relationships. Let’s work together to reduce your payment delays and improve your cash flow 💸 #Payments #Fintech #B2B #BusinessGrowth #Aria

We onboarded 12 new clients in September at Aria, and it reminded me of how critical a well-structured onboarding process is. Let me tell you the story! In January, we faced a challenge. Our onboarding process—while functional—wasn’t fit for the scale we were aiming for. Clients moved from Sales to the Account Manager sometimes too quickly, and crucial information could slip through the cracks. We work in a complex field, with a lot of information to consider and implement— the billing model, technical integration, API calls, follow-up and refund policies, and much more. Everything is custom made. Missing just one piece of information can lead to misunderstandings and delays. So, 6 months ago, we took a step back and asked ourselves, how can we structure this better? Because it wasn’t just an operational problem; it was a barrier to scaling. That’s why we decided to set up a new role internally: the Implementation Manager. Laura, who was already part of the team, took on the role with a fresh mandate to streamline and oversee the onboarding process from start to finish. This wasn’t just a new title—it was a reset. We built an implementation phase that realigned expectations, centralized communication, and ensured that nothing would fall through the cracks. To dig a little deeper, I believe there are two key elements to a successful onboarding (at least in an industry like ours). The first element is overall consistency. It’s about making sure that everything remains coherent for our clients throughout the onboarding process, even if the points of contact change. The second element involves structuring the process to ensure that everything is crystal clear for customers and that information is controlled and accessible to everyone, at any time. It’s tempting to rush through processes when you’re focused on growth. But sometimes, the key to moving faster is actually slowing down, rethinking, and building a stronger foundation. Would love to hear your thoughts on this!

We’re excited to share that The Brand Identity has featured Aria and our journey toward making money move easier and more securely for businesses on their website ! With the creative geniuses at Together, we’ve built an emotive brand identity that reflects our vision of financial transparency, trust and rapidity. → 🗞️ Read the full story here : https://bit.ly/47LXqVZ A huge thank you to The Brand Identity for shining a spotlight on Aria 👏 Let’s keep the conversation going, head over to the article and let us know what you think in the comments 💬

Dans sa récente interview pour Maddyness, notre CEO Clément Carrier a mis en lumière notre mission : simplifier et sécuriser la gestion des paiements entre entreprises grâce à notre technologie unique. « […] Nous flexibilisons les délais de paiement inter-entreprises en modulant à la fois le paiement pour le fournisseur et la date de remboursement pour l'acheteur. Le fournisseur est payé immédiatement après sa facture et l'acheteur rembourse à l'issue du délai de paiement ou décale le paiement pour un délai complémentaire. » En intégrant notre solution directement dans les logiciels B2B tels que les marketplaces, ERP, et SaaS, nous permettons aux entreprises de gérer leurs paiements de manière fluide tout en offrant aux acheteurs la flexibilité nécessaire pour ajuster leurs paiements en fonction de leur trésorerie. → 💻 Lisez l'article complet pour en savoir plus : https://bit.ly/3BqCoA2

Paris-based fintech startup Aria, known for its mission to “make money move,” has unveiled a bold brand identity by London-based creative agency Together. Specialising in fast, seamless B2B payments, financing, and risk protection, Aria’s identity aims to capture the fluidity and ease that define its product. Keep reading → t-bi.link/aria

Retour sur la journée du DAF DAY 🧾 Aria a parrainé la seconde édition du #DAFDay qui s’est déroulée mercredi 25 septembre à la Rive Montparnasse. Ce fut une excellente opportunité pour nous, en tant que sponsor, de participer à travers notre CEO, Clément Carrier, à la table ronde sur les financements alternatifs aux côtés Thomas de Bourayne (CEO de RollingFunds), Jordane Giuly (Co-fondateur de Defacto), Luis Leon (Co-fondateur de Leano), Marion Peresse-Brilleaud (Head of Fintech de Lco.legal) et Mickaël Piffard-Besnard (Président de Bellota-Bellota®). Nous repartons enrichis de tous les échanges que nous avons partagés avec les participants. Nous remercions Finance Innovation pour l’organisation remarquable de cet évènement qui met à l’honneur les professionnels de la comptabilité et de la finance d’entreprise ! Au plaisir de vous retrouver l'année prochaine 💫

For top tech players, speed matters ⚡️ Malt, Build2B, and Brigad turned to Aria to implement fast, efficient payments that enhance user experience every step of the way. Here’s what Aria’s API brought to their operations: • Real-time data and automated payments ”We have real-time data exchange and automated payment transactions, which are crucial for our operations.” • Responsive tech support ”Communication is very structured. When we have a need, we expect a fast answer and we always get it with Aria.” • Clear documentation ”Even if integrating a financial solution with tech might be tricky, Aria’s documentation is extremely well done and easy to understand. The integration process was effortless.” At Aria, we're all about more than just moving money. We’re crafting a full-on payment ecosystem—think risk analysis, anti-fraud, KYB/KYC, and beyond. We’ve got platforms like Malt, Brigad, and Build2B covered, so they can keep growing while we handle the rest. Thank you Maxime Carpentier, karim tamarzist & Caglar Aslan for rolling with Aria as your go-to for payment solution! Here’s to continued growth and success together! 💪 https://lnkd.in/eCU5JQqy