Kensington Mortgages

Brokers, do you have clients who have less than perfect credit? Here's an overview of the products within our Complex Credit bundle: 💥 Resi 12 • Rates now from 5.94% (5 year fixed, 75% LTV, £999 fee) • Suitable for first time buyers and home movers with a Default, CCJ, missed unsecured credit arrears more than 12 months ago. 💥 Resi 6 • Rates now from 6.19% (5 year fixed, 75% LTV, £999 fee) • Suitable for home owners or those who are remortgaging and have a Default, CCJ, missed unsecured credit arrears occurring more than 6 months ago. 💥 Step Down fixed rate • Both Resi 6 and 12 offer our Step Down fixed rate option, applying two fixed rates over a five-year fixed term. The first rate is applied for two years of the loan, followed by a lower rate for the remaining three years. Available in England, Scotland, Wales and Northern Ireland. Click the link to learn more 👉 https://ow.ly/y54w50Vm9Vj #KensingtonDifference #ComplexCredit | Intermediaries only

We love the review, Saravanan (Wealthmax Financial Advisers Ltd). Delighted to hear you found the remortgage process smooth and seamless 🤝 Shoutout to our BDM, Ravi S. for supporting Saravanan with the application⭐ Here are reasons why your client should remortgage with Kensington: We accept debt consolidation to 90% LTV ✔️ Credit blips are considered ✔️ We take into account self-employed latest year’s tradings ✔️ #ServiceSupercharged #TrustpilotReview | Intermediaries only

We're thrilled to announce that we have been shortlisted for 'Best Specialist Lender' at this year's Mortgage Strategy Awards! 🙌 A massive thank you to everyone who took the time to vote for us ❤️ #KensingtonDifference #MSAwards25

Brokers, we've updated our Credit History guide! 📄 To help you with your complex credit customers, this handy downloadable guide outlines which of our products may best suit your clients' circumstances 😊 A reminder: ✔️ We don’t consider communication/insurance defaults ✔️ We don’t credit score ✔️ We don’t charge any upfront application fees ✔️ Our lending decisions are made by underwriters #KensingtonDifference #CreditHistory #BrokerSupport | Intermediaries only

A massive thank you to each and every one of you who joined us on this morning's webinar. We hope you enjoyed it 😊 A special mention to our guest speakers, Kia Commodore, for giving us a deep dive into the current trends with Gen Z and how their attitudes are shaping the market, and our Head of Lending Operations, Graham Binnie, who highlighted key borrower trends and how brokers can navigate complex income structures to better serve clients. Graham also shared case scenarios of how working closely with lenders can unlock opportunities for borrowers. Eloise Hall #KensingtonDifference #Webinar #ComplexLending | Intermediaries only

This week's service levels are live 💥 We’re still on a 1-day turnaround to review uploaded documents and 2-day review on all new applications 📄 If you would like to speak to us about your case or our new Shared Ownership special, you can do so over Webchat by typing ‘talk to an agent’ into our Digital Assistant 💬 Have you seen our K-hub? It has our weekly service levels, blogs and support guides 👉 https://ow.ly/IfXF50UFaNv #KensingtonDifference #BrokerSupport #ServiceSupercharged | Intermediaries only

Neurodiversity Awareness Week 🧠 It is estimated that at least 1 in 7 people are neurodivergent, representing a significant proportion of current and future workforce and customers At Kensington, we believe that neurodivergent individuals often possess a range of unique strengths and talents which can bring a wealth of benefits to our business ❤️ In partnership with Lexxic, a specialist psychological consultancy with mission to inspire a world that understands and values the talents of neurodivergent minds, we're launching a programme aimed at the company becoming Neurodiversity Smart Accredited 🤝 As a Neurodiversity Smart organisation, we can not only showcase our commitment to creating an inclusive place to work for everyone, but also gain access to the right tools and support to attract, retain and empower current and future employees. #KensingtonDifference #Neurodiversity #NeuroInclusion

One day to go! ⏳ There's still time to register for tomorrow's webinar, 'Complex Lending for the Changing Customer'. Our Head of National Accounts, Eloise Hall, will be joined by Kia Commodore, host of Pennies to Pounds podcast on the attitudes of Gen Z towards homeownership, plus real complex case examples from our Head of Lending Operations, Graham Binnie. Click the link to register and earn 45mins CPD 👉 https://ow.ly/xw2A50VfAcO #KensingtonDifference #ComplexLending #Webinar | Intermediaries only

Signing off the week with this brilliant review from Faisal Sheikh (Trinity Finance) Our supercharged service speaks for itself and we'll make sure to 'keep up the good work' 🤝 Amazing as always, Maria Betti & Julie Roberts 👏 #ServiceSupercharged #TrustpilotReview | Intermediaries only

Shared Ownership - Available on New Build and existing properties 🏠 We recently expanded our Shared Ownership product range, allowing your clients to borrow at 85% and 90% of the share price, in addition to the existing 95%, giving them more options and reduced rates. Your clients will also be pleased to know we've introduced a new 5-year special, available on both purchase and remortgage and comes with a free valuation. View our product guide for the details 👉 https://ow.ly/lXxe50Vi4jE #KensingtonDifference #SharedOwnership | Intermediaries only