Monese

With the new year just around the corner, it’s the perfect time to take control of your finances and set yourself up for success in 2025. Whether you’re aiming to put more money aside or spend smarter, setting clear and achievable financial resolutions is key! Here are some tips to help you get started: 💡 Set Clear, Specific Goals: Vague resolutions like "save more" are harder to stick to. Instead, aim for something like “save £200 per month for an emergency fund."  📊 Create a Realistic Budget: Use Monese budgeting tools to understand your income and expenses, then set a budget that aligns with your financial goals. Small adjustments can make a big impact!  🏦 Automate Your Savings: Make it easier by setting up automatic round-ups to your Monese pot. Out of sight, out of mind! 🔄 Track Your Progress: Regularly review and adjust your plan as needed. Celebrate small wins along the way! At Monese, we’re here to support you on your financial journey. Ready to start planning for a better financial future? Let’s make 2025 your best year yet! 💪💸 (*Monese pots have no added interest) monese.com #FinancialGoals #Monese #SmartSaving #Budgeting #FinancialFreedom #PersonalFinance #MoneyMatters

At Monese, we’re grateful to have such an amazing community of customers who trust us with their financial needs every day. Your support and feedback drive us to keep improving and delivering the best experience possible. 🙌 We want to remind you of an exciting way to earn rewards with Monese: our Referral Program for our customers in Belgium, Germany, Lithuania and Italy.  Here’s how it works: ✅ Share Monese with your friends and family using your unique referral link. When they sign up and make their first card transaction, you’ll both receive a reward — up to 10 EUR each! 💸 ✅ The more people you invite, the more you can earn. You can invite up to 15 friends, so spread the word and watch your rewards grow! ✅ Referring is easy — just head to the Monese app, grab your referral link, and start sharing. Your rewards will be credited directly to your account. Thank you for being a part of the Monese family! Together, let’s continue to grow and help more people experience the freedom and convenience of Monese. 👉 Get started with referrals today: https://lnkd.in/dC-un_Zs #MoneseCommunity #ReferralProgram #InviteAndEarn #Monese

We are excited to announce that Monese has agreed terms for Pockit to acquire Monese, subject to FCA approval, creating the leading fintech for financially underserved consumers across the UK and Europe. The combined business will serve c.3 million customers in over 30 countries who will benefit from an expanded product offering. With an additional injection of up to £15 million in equity capital, the group will be well positioned for future growth and advancing the shared mission of providing essential financial services in an accessible, transparent and affordable way. You can read more here: https://lnkd.in/efb3cPCN #Monese #Pockit #Fintech #FinancialInclusion #Business

Planning to work remotely for a few months? Whether you're setting up your office in a Bali café, enjoying the beach in Portugal, or finding your groove in Mexico City, Monese is your ideal  companion for short-term remote adventures. 🌴💻 With Monese, your money is always within reach, no matter where you are. You can manage your finances effortlessly from anywhere, ensuring a smooth remote work experience. Additionally, whether you’re paying for your coworking space in Bangkok or sending money back home, Monese makes it quick, easy, and often cheaper than traditional banks. Here’s some inspiration for a short-term remote work this autumn 🌟 🌎Bali, Indonesia with a vibrant digital nomad scene. 🌎Lisbon, Portugal where you can enjoy historic charm and modern conveniences. 🌎Mexico City, Mexico for work in trendy coworking spaces surrounded by rich culture. 🌎Chiang Mai, Thailand is a budget-friendly spot with a thriving remote work community. 🌎Barcelona, Spain to bask in the Mediterranean sun while managing your projects. Ready to get going? Open your account today (before you relocate!) and get ready to explore.

Take control of your business finances with a Monese business account, designed specifically for Monese customers with UK-registered companies. For just £9.95 a month, you’ll get all the benefits of our Monese Classic plan, plus advanced features to keep your business finances in check. Here’s what Monese offers: ✅ Separate Business and Personal Finances: Keep your business and personal expenses separate with dedicated cards for each account. Simplify your financial management while maintaining control over your cash flow. ✅ Easy Money Management: Need to top up your business account? You can easily add funds at over 40,000 PayPoint or Post Office locations across the UK. Prefer bank transfers? Add money via bank transfer or between Monese accounts for free! ✅ Simple Invoicing: Create and send invoices directly from the Monese app with just a few taps: simply fill in the details and send it off to your clients with no fuss. You can also save drafts and finalise them when you’re ready. ✅ Global Access to Your Money: Whether you’re at home or abroad, Monese keeps your money accessible. Travel with peace of mind knowing your business funds are always within reach. ✅ Affordable International Transfers: Send and receive money from abroad quickly and securely, often at a lower cost than with traditional banks. Join other UK businesses that trust Monese to handle their finances with ease. Get started today and focus on growing your business! 🚀 #UKBusiness #MoneseForBusiness #GlobalBusiness #Monese #Entrepreneurship

Your financial well-being is as important as your physical health. 💪 Now’s the perfect time to check in on your financial goals and make sure you’re on the right track. Here are a few tips to help you get started: 1️⃣ Set Clear Financial Goals: Whether it's saving for a rainy day, buying a home, or planning a holiday, knowing your goals is the first step to achieving them. *Monese pots have no added interest 2️⃣ Track Your Spending: Understanding where your money goes is key to managing it better. Use Monese budgeting tools or apps to keep an eye on your expenses and identify areas where you can save. 3️⃣ Boost Your Credit Score with Monese Credit Builder: Regularly checking your credit report is important, but building your credit score is even better. With Monese Credit Builder for just £2.50 a month, you can improve your score over time by demonstrating responsible financial behavior — all within your Monese app! 📱 At Monese, we’re here to support you every step of the way. Let’s work together to build a brighter financial future. 💰✨ #FinancialHealth #CreditScore #MoneseCreditBuilder #Budgeting #FinancialGoals #Monese #MoneyMatters

🌿💰 Taking care of your finances is a crucial part of overall self-care. On this Self-Care Monday, let’s focus on assessing and improving your financial health with a comprehensive wellness checklist. At Monese, we believe that financial well-being is a cornerstone of a balanced life. Here’s how you can get started: 📝 Review Your Budget - Regularly update and review your budget. Make sure your income covers all necessary expenses and allows for savings. Adjust as needed to reflect changes in your financial situation. 📊 Track Your Spending - Use Monese budgeting tools to track your daily expenses. Identify areas where you can cut back and allocate those funds towards investments. 🚨Build an Emergency Fund - Aim to save at least 3-6 months' worth of living expenses in an easily accessible account. Use Monese pots to create and manage your emergency fund effortlessly.  *Monese pots have no added interest 📈Check Your Credit Score - Monitor your credit score regularly. A good credit score can save you money on loans and insurance. Trying to grow your score? Monese Credit Builder could help build your credit score! https://lnkd.in/dSuT7SRu 🏠Plan for Major Expenses  - Whether it’s buying a home, starting a business, or planning a holiday, having a financial plan in place for major expenses helps you prepare and avoid unnecessary debt. 🎯Set Financial Goals - Define short-term and long-term financial goals. Having clear goals keeps you motivated and focused on your financial journey. Taking time each week to focus on your financial health is a powerful form of self-care. By following this checklist, you can make meaningful progress towards a more secure and stress-free financial future. Let Monese be your partner in achieving financial wellness!

Whether you're planning a summer getaway or a weekend escape, being well-prepared can make all the difference. At Monese, we're here to help you travel smartly with these top tips for budgeting and packing essentials: 💰 Start by determining how much you can afford to spend on your trip. Include all potential expenses like accommodation, food, activities, and transportation. 📅 Book flights and accommodations well in advance to secure the best prices. Use apps to track fare changes and set alerts for when prices drop. 📉 Set daily spending limits to avoid overspending. Use the Monese app to track your expenses in real-time and stay within your budget. 🚨 Always set aside a small emergency fund. Unforeseen expenses can arise, and having a financial cushion ensures peace of mind. 🧳 Stick to the essentials and avoid overpacking. Choose versatile clothing items that can be mixed and matched. Travelling should be an enjoyable experience, not a stressful one. By budgeting wisely and packing thoughtfully, you can focus on making memories and exploring new places. Monese is here to support your financial needs wherever you go! #TravelEssentials #BudgetingTips #PackingTips #TravelSmart #Monese #TravelHacks #FinancialPlanning #ExploreTheWorld

As we mark National Financial Awareness Day on 14 August, it's the perfect time to dispel some widespread myths and misconceptions about personal finance. 🧠💡 At Monese, we believe that financial literacy is key to achieving financial freedom. Let’s clear up some common misunderstandings: Myth: You Need a High Income to Save 💸 Reality: Saving isn’t about how much you earn, but how you manage what you have. Even setting aside a small amount regularly can build up over time. Start with what you can, and gradually increase the amount saved in a Monese pots* *Monese Pots come with no interest Myth: Budgeting Is Restrictive 📊 Reality: Budgeting is a helpful way to review your spending and check you’re spending on what truly matters to you. Tools like the Monese app make budgeting easy and stress-free. Myth: It’s hard to build a credit score 💳 Reality: While high-interest debt can be harmful, responsible use of credit and the Monese Credit Builder could help build your credit score. https://lnkd.in/dSuT7SRu Myth: Emergency Funds Aren’t Necessary if You Have Credit Cards 🚫 Reality: Credit cards can help in emergencies, but they also come with high-interest rates. Having a dedicated emergency fund, such as a Monese pot, ensures you’re covered without accruing debt. Myth: Personal Finance Is Too Complicated 🤯 Reality: It can seem daunting, but personal finance is manageable with the right tools and resources. The Monese app provides easy-to-use budgeting features to help you stay on top of your finances effortlessly. Let’s use National Financial Awareness Day to educate ourselves and others. Busting these myths is the first step towards financial empowerment. Remember, knowledge is power, and with Monese by your side, mastering your finances is within reach! #FinancialAwareness #MythBusting #PersonalFinance #Monese #Budgeting #Saving #FinancialLiteracy #EmergencyFund

🎒📚 As the new school year kicks off soon, managing finances efficiently is crucial for both students and parents. At Monese, we’re here to help you navigate this important aspect of your academic journey. Here are some practical tips to make this school year financially stress-free: Create a Budget: Start by listing all potential expenses, like tuition fees, books, supplies, and daily allowances. Track and manage your spending on each with the budgeting features in our app. Seek Student Discounts: Many retailers and services offer discounts for students. Always ask if there’s a student rate available and carry your student ID – you can thank us later! Plan for Emergencies: Set aside a small emergency fund for unexpected expenses. Even a little can go a long way in handling sudden needs. With Monese, you can easily create dedicated pots* within your account to set aside money for specific purposes, like an emergency fund.  *Monese pots have no added interest Cook at Home: Eating out can quickly drain your wallet. Plan meals and prepare lunches to take to school – set yourself a groceries budget on Monese to help! Financial Education: Educate yourself on financial literacy. Understanding how to manage money, save, and invest wisely will benefit you throughout life. Manage your finances with Monese: With Monese, you can easily manage your finances on the go. Our app has real-time notifications, easy money management tools, and effective budgeting to make money simple. Let’s make this school year not just about learning in the classroom but also about mastering the art of financial management. Here’s to a successful and financially savvy academic year! 🎉✨ Take Monese with you this school year! 🌟 #BackToSchool #FinancialTips #Students #Parents #Budgeting #Monese #SmartSpending #FinancialLiteracy #StudentLife