First Northern Bank and Trust Co.

First Northern Bank and Trust’s new bank hours will be effective on November 1, 2024. ALL LOCATIONS: Monday - Friday 9:00 a.m. to 5:00 p.m. Saturday 9:00 a.m. to Noon Closed Sunday PALMERTON & GILBERT DRIVE-UPS: Extended Friday Hours until 6:00 p.m. ATMs are available 24 hours a day, 7 days a week. #banklocal #communitybanking

Christmas Club Accounts For 2023-2024: Last Day for Payments: Friday, October 18th Checks Mailed: Tuesday, October 29th For 2024-2025, we’re going digital! Starts Monday, November 4th • If you’re already enrolled in Automatic Transfer, you’ll receive a letter in the mail with renewal instructions. • Payments will be automatically deducted from your FNBT Checking or Savings Account (no more coupons). • At maturity, Christmas Club proceeds will be deposited into your FNBT Checking or Savings Account and you’ll receive a Notice of Club Transfer in the mail. • For details, please speak with a Customer Service Rep. #banklocal #communitybanking

Join us in celebrating National Hispanic Heritage Month, a time to recognize the incredible contributions of American citizens whose ancestors came from Spain, Mexico, the Caribbean, and Central and South America. In addition to honoring their traditions and achievements, we encourage you to explore their history and culture. Whether it's through trying new foods, listening to music, or learning a new language, there are so many ways to appreciate and embrace the beauty of diversity. #banklocal #communitybanking #HispanicHeritageMonth

Tired of paying high interest rates on multiple credit card balances? Consider consolidating your debt with a Home Equity Loan. By borrowing against the equity in your home, you can secure a Home Equity Loan at an affordable interest rate and enjoy one simple monthly payment that could make it easier to manage your budget. Go ahead, take charge and have a field day! • No application fee* • Apply in person or by phone. • Local decision-making speeds the process. • 11 Convenient branch locations To find out how much you qualify for, please complete an inquiry form.  https://lnkd.in/e3gTJk-i *The Annual Percentage Rate (APR) of 4.99% is based on a maximum term of 5 years with automatic payments from a FNB&T Co. account. A minimum new loan of $10,000 or an increase of $10,000 for an existing FNB&T Co. loan is required. Borrowers are responsible for any applicable insurance coverage. First-Lien 1-4 unit Primary Residence properties only. The Application Fee and Flood Determination Fee will be waived for qualifying borrowers. Additional Fees may apply. A minimum credit score of 740 is required. This promotion is being offered for a limited time on applications received from September 16, 2024 to October 25, 2024. Subject to credit approval. #banklocally #communitybanking

First Northern Bank and Trust is proud to sponsor the Eldred Township Historical Society’s 23rd Annual Cash and Gift Card Bingo. It will be held on October 13th at St. Matthew’s Church in Kunkletown, just 10 miles from our Palmerton Main Office and about 6 miles from our Gilbert Operations Center. Doors open at noon, with games beginning at 1:00 p.m. and refreshments available for sale. Thanks to community support, generous donations, and successful fundraisers like this, the Historical Society is able to continue restoring Kunkletown’s historic Post Office. #banklocal #communitybanking

Recently, Theresa and Tiffany participated in the Families First 22nd Annual 5K Race and 1 Mile Fun Walk in Wind Gap. Families First of Pen Argyl helps improve the lives of families and children in the Pen Argyl School District. Their goal is to create healthy families who make positive choices and succeed in academics and within the community. Learn more about the program. https://lnkd.in/ea_C6883 #communitybanking #banklocal

In observance of Columbus Day, all First Northern Bank and Trust locations will be closed on Monday, October 14th. Feel free to use our 24-hour ATMs, or log into your accounts using our Online or Mobile Banking. #banklocal #communitybanking

Is life taking you somewhere new? Get a fabulous fresh start with a mortgage from our local community bank. There’s something special about buying a new place that you can truly call home. You’ll put down roots, make new friends, and establish a sense of belonging in your neighborhood. When you own a home, you’ll have the flexibility to make changes and renovations to accommodate your family's evolving needs. With a fixed-rate mortgage, the monthly payments remain the same for the entire term of the loan. Homeownership also comes with potential tax benefits that are worth checking out! • Stop renting and start building valuable equity. • Expand your home to include more folks under one roof. • Declutter, simplify, and find yourself a smaller place. At First Northern Bank and Trust, you can choose from Fixed-Rate Mortgages, Construction Loans, Rehab Loans, Jumbo Loans, and Government Mortgages (VA, USDA, and FHA Loans).* We also offer a level of personal service and local decision-making that can be hard to find these days. Why not experience it for yourself? Learn more or apply now. https://lnkd.in/e9J_dtyv Subject to credit approval. Terms and conditions apply. *Loan application packages for VA, FHA, and USDA loans are forwarded to preferred lending partners. First Northern Bank and Trust does not underwrite, decision, fund, or service these loans. If the loan is originated, we receive compensation for the services we provided in connection with the loan transaction. #banklocal #communitybanking

First Northern Bank and Trust is having a spook-tacular time participating in the Palmerton Area Chamber of Commerce’s 14th Annual Scarecrow Display event. The team at our Main Office would love to introduce Sebastian, the Halloween skeleton greeting customers outside our office doors this month. To check him out in person, come see us at the corner of Fourth Street and Lafayette Avenue. Event participants also include local businesses, non-profit organizations, police, ambulance companies, fire stations, and individuals. Displays will be visible around town through Halloween. This is a fun time for our community to showcase our creativity and imagination. We encourage you to join in! Be sure to share your photos on social media and use #PalmertonScarecrows. Learn more about how First Northern Bank and Trust supports the communities we serve.  https://lnkd.in/etH9pq9u #communitybank #banklocal #PalmertonScarecrows

As the leaves begin to change colors and the air turns crisp, we want to take a moment to wish everyone a very happy autumn! Let's embrace this beautiful season and all the cozy vibes it brings. Grab your favorite sweater, treat yourself to some apple cider, and get ready for bonfires, hayrides, and pumpkin patches. This is the perfect time of year to enjoy nature's beauty and spend quality time with loved ones. #AutumnVibes #FallFestivities #banklocal #communitybanking