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🌪️ Did you know Broward County is one of the most hurricane-susceptible areas in the U.S.? Broward, Miami-Dade, and Palm Beach counties rank among the top 5 most vulnerable hurricane zones, making them particularly prone to severe storm damage. Florida’s beaches also claim 24 of the top 25 most dangerous spots due to the ever-present threat of hurricanes. Living in these high-risk areas means being prepared for the worst. Hurricanes can cause extensive property damage, leaving homeowners and businesses facing substantial repair costs. Unfortunately, insurance companies often complicate the process of filing claims, making it challenging to get the compensation you deserve. At Windy Law, we specialize in fighting for your potential claims against insurance companies. Our experienced team is dedicated to helping you navigate the complex claims process, ensuring you receive the support and compensation you need to recover from storm damage. Check out this informative article to learn more about the specific risks. Windy Law is dedicated to fighting for you against insurance companies who lowball and deny claims. Our experienced team is here to help you navigate the complex claims process and ensure you receive the support and compensation you need. Stay informed, stay prepared, and know that Windy Law is here to support you every step of the way. Protect your home and loved ones by staying proactive and understanding the risks and resources available to you. 🏠 If you or someone you know may need assistance with a property damage claim, give us a call today at 844-88-WINDY. Visit WindyLaw.com to learn more. #WindyLaw #LarryMoskowitzPA #HurricanePreparedness

Hurricane Season Prep Tips from #QuintanaLaw 🌪️ 1️⃣ Review Your Insurance Policies: Ensure your homeowner’s, flood, and windstorm insurance are up-to-date and provide adequate coverage. 2️⃣ Document Your Property: Take detailed photos and videos of your home and valuables. This will be crucial for any potential claims. 3️⃣ Secure Important Documents: Keep all insurance documents, property deeds, and legal papers in a waterproof and fireproof container or in an electronic format that will be accessible to you when needed. 4️⃣ Understand Your Coverage: Know what your policies cover and the claims process. Be clear on deductibles and exclusions. 5️⃣ Mitigate Risks: Invest in storm shutters, reinforce your roof, and clear debris to minimize potential damage. 6️⃣ Create an Emergency Plan: Have a plan for evacuation and communication. Make sure all family members are aware of the procedure. 7️⃣ Stay Informed: Keep up with weather updates and heed evacuation orders promptly. Preparation is key! Protect your home and ensure peace of mind this hurricane season. For more personalized advice or a free policy review, please contact us! #quintanalaw #floridalegalprotection #safeguardinglegacies #familyfirstlegal #protectingfloridianhomes #legaltrust #propertylawexperts #constructionlawmatters #insurancelawadvocates #businesslawsolutions #legalguardians #legacyprotection #quintanateam #floridianheritage #lawforlife #HurricanePrep #StaySafe #PropertyLaw #InsuranceTips

Hurricane Ian's storm surge of at least 13.8 feet along Fort Myers Beach is the highest surge ever recorded in Southwest Florida over the past 150 years, and it caused massive flooding damage, washing away entire buildings. Water can be one of the most destructive forces of a hurricane, whether it’s rain entering the home through a hole in the roof, a blown-in front door, or several feet of storm surge flooding it. It is crucial to know if you live in a flood zone and to get flood insurance coverage if you do. It is crucial to document water damage, irrespective of whether you hold a separate flood insurance policy within your homeowner's insurance coverage. This documentation is essential because, in instances where heavy rainfall coincides with strong winds, structural damage to your home can lead to secondary flooding, categorically falling under the umbrella of windstorm damage. The additional threat of storm surges introduces the possibility of flooding that may not be encompassed by your insurance policy. When initiating a hurricane insurance claim, providing comprehensive and detailed descriptions of the damages, accompanied by photographs, can streamline and expedite the intricate and potentially stressful claims process. If you have questions about a hurricane claim, give us a call at ZinnLaw, we excel in hurricane litigation, (239) 418-1529 or go to our website https://zinn.law #SWFLhurricanelitigation, #Floridahurricanelawyer

🌪️ Prepare for Hurricane Season🌪️ Hurricane season is right around the corner, starting June 1st. Is your home and family ready for the potential storms? 🏠 Homeowners Insurance: Protect your home from hurricane damage with robust coverage. 🚗 Auto Insurance: Ensure your vehicle is covered in case of storm-related damage. 📦 Flood Insurance: Get additional protection against flooding, which is not always covered by standard policies. 💼 Business Insurance: Safeguard your business assets and operations from storm disruptions. 🔹 Why It’s Important: Property Protection: Shield your home, car, and business from costly repairs. Financial Security: Avoid large out-of-pocket expenses for storm damage. Peace of Mind: Rest easy knowing you’re prepared for the unexpected. 🔧 Hurricane Preparedness Tips: Review Your Policies: Make sure your coverage is up to date and sufficient. Document Your Property: Take photos or videos of your home and belongings for potential claims. Create an Emergency Kit: Include essentials like water, food, medications, and important documents. Plan an Evacuation Route: Know where to go and what to take if you need to evacuate. Don’t wait until the storm is at your doorstep. Contact us today to review your insurance coverage and ensure you’re fully prepared for hurricane season! 📞 936-760-5963 📧CSR551@twfg.com 👍 Like our page for more tips and updates to keep you protected year-round! #HurricaneSeason #StormPreparedness #InsuranceCoverage #YourInsuranceAgencyName #PeaceOfMind

As Hurricane Ernesto heads toward Bermuda, our Event Response Team is actively monitoring the storm to best estimate the financial impact and offer insights into what drove the losses. Estimating the financial impact to the insurance industry during the hurricane season is one of our highest priorities as informed decisions are needed at a moments notice. A recent AM Best article explores the barrage of loss estimates issued by a range of modelers, brokers and reinsurers in the face of catastrophic hurricane events. A comparison of selected storms in recent years shows that estimates vary significantly between the competition and can even fall short. Highlighted in the article is CoreLogic’s wind loss estimate for Hurricane Ian of between $22 billion and $32 billion of insured losses, released just one week after landfall. The Florida Office of Insurance Regulation had the actual loss at $21.4 billion. Jon Schneyer, Director of Catastrophe Response explains how we were able to capture the effectiveness of building codes, showcasing that "CoreLogic is in a unique position to have a complete and comprehensive residential property database that includes building characteristics such as year built, roof age, or roof type that are relevant to hurricane wind vulnerabilities.” Subscribers can read the full article here: https://lnkd.in/eYcHTnaV

🌀🏠 Understanding Hurricane Watch vs. Warning 🏠🌀 Hurricanes are some of the most formidable forces of nature, capable of unleashing devastating winds exceeding 150-170 mph. As they make landfall, they pose significant threats to life and property. That's why early hurricane preparedness is key to safeguarding your family, home, property, and business. Here's a breakdown of the difference between a hurricane watch and warning: 🔍 Hurricane Watch: Issued when conditions are favorable for the development of hurricane-force winds within a specified area. This is the time to stay informed, review your emergency plan, and prepare your home and belongings. ⚠️ Hurricane Warning: Issued when hurricane-force winds are expected to impact a specified area within 36 hours. This is a critical time to take action and implement your emergency plan immediately. Secure outdoor items, evacuate if necessary, and ensure you have essential supplies on hand. Stay tuned for more hurricane safety tips and guidance to help you and your loved ones stay safe and prepared during hurricane season. #HurricanePreparedness #SafetyTips #StayInformed #FRMGroupInsurance 🌀🏠🛑 FRM Group Insurance and Financial Services 📞 Stroudsburg 570-421-7447 1286 N 9th St, Stroudsburg, PA 18360 📞 Lehighton 610-377-4382 445 Coal St, Lehighton, PA 18235 🌐 www.frminsurancegroup.com Carriers: Foremost, Penn National Insurance, Progressive, Plymouth Rock Assurance, Acuity Insurance, Hagerty, JC Taylor Insurance, National General; an Allstate Company, Bristol; a Farmers Insurance Company Licensed in Pennsylvania, Alabama, California, Delaware, Florida, Georgia, Indiana, Kansas, Maryland, New Jersey, New York, North Carolina, Ohio, South Carolina, Texas #ThinkFraileyFirst #FRMGroup #Insurance #PoconoProud #PoconoMtns #PoconoChamber #FraileyCoversYourHome #FraileyHablamosEspanol #WeProtectWhatMattersMost

Hurricane Preparedness and Safety are you ready? Here are some helpful tips: https://lnkd.in/e-3eHn2k Remember, most insurance policies DO NOT cover damage from a flood. Flood Insurance policies must be purchased separately. MTM Insurance at mtminsure.com is here to assist with all your insurance needs.  #hurricane #safetytips #nowyouknow #mtminsure #safetyfirst #insurance #areyoupreparedtoceepintoaworldofpossibilities #mtminsure Please be advised that MTM cannot bind or alter coverage or accept service requests via fax, voicemail, text, email, or social media.

The “official” Hurricane Season begins June 1. Here are some tips on how to prepare. Also, to make your potential claims easier to process, I suggest that you do the following: 1. Talk to your Homeowner Agent about flood insurance. Flood is NOT covered in your Homeowner Policy and many Hurricanes bring a storm surge that could cause serious damage. And don’t think that if your house isn’t on the ocean that you’re safe. Almost as much damage will be done by water rising in rivers and creeks. Let your Agent help you assess the potential risk 2. Make sure that you’re carrying enough dwelling insurance. Most other coverages are based on the dwelling amount so even if your home isn’t totally destroyed, the interior damage could be above your coverage amount. 3. Take interior and exterior photos of your home. Stand in the middle of each room and take 4 photos, facing in each direction. Same with your home. All sides of the home should be photographed as well as pitches and decks. Store the photos on a thumb drive or in the Cloud. https://lnkd.in/edfhuPjg

Hurricane Debby has made landfall in northwest Florida and is additionally expected to bring flood-inducing rains across much of Florida's Gulf Coast and the Atlantic shoreline up through Georgia and the Carolinas. SCA Claim Services has daily and CAT field resources already at Ground Zero in each state, and they are prepared to assist with your incoming claims volume. Our CAT resources in adjacent regions are also on alert, ready to deploy and assist with appraising and adjusting any insurance claims should it become necessary to add capacity. ⚠️ IF YOU NEED HELP NEGOTIATING TOAL LOSS CLAIMS BY ZIP CODE, we have trained adjusting resources available to assist. In these potentially challenging times, we want to reassure you that your needs and those of your valued customers are our top priority. ✅ Property Claims - commercial & residential ✅ Auto Claims - fleet & personal ✅ Specialty Claims - vehicles & equipment Easy Online Claim Assignments: https://okt.to/EljS2M SCA Claim Services - Catastrophe Division Auto | Specialty | Property Appraisal & Adjusting - Field & Desk Support SCAClaims.com | assignments@scaclaims.com | 818-845-7621 #hurricanedamage #autoclaims #propertyclaims #specialtyclaims #propertydamage #insuranceclaims #insuranceadjuster #deskadjuster #stormdamage #hurricanedebby

Now is the time to prepare and make plans for the upcoming hurricane season. Experts at Colorado State University are predicting 23 named storms, 11 hurricanes and 5 "major" hurricanes. If correct, this will be an active season. Now is the time to confirm that you have flood coverage. Check your coverage limits and deductibles. Take the time to read your policy and meet with your insurance agent. Once a storm is in the Gulf of Mexico, it will be too late to make changes or to buy flood insurance, for most insurers. Take care of this now in anticipation of the hurricane season.