Pacific Life Institutional Business

We’re excited to announce that Sarah Jarvis, Pacific Life’s Vice President and Associate General Counsel, has been chosen to participate in the 2025 American Council of Life Insurers - ACLI Rising Leader Program.    ACLI is the leading trade association driving public policy and advocacy on behalf of the life insurance industry. The Rising Leader Program provides the next generation of industry professionals with the tools needed to lead the life insurance industry forward and help the 90 million American families who rely on life insurers for financial protection and retirement security succeed and thrive.    Congratulations, Sarah! We are proud of you for being among the select few chosen to participate in the program and continuing Pacific Life’s long legacy of thought leadership and service. 

What is the link between physical wellness and financial wellness, and how are chronic disease and multimorbidity impacting retirement?     On the latest episode of The Wave Strength, Pacific Life’s Dr. Qi Sun, Ph.D., CFP® and Jim Breen discuss the latest issue of Qi’s newsletter: Hidden Hurdle to The Golden Age: The Financial Impact of Chronic Disease on Older Americans. https://lnkd.in/gmCy6J_G     Qi reveals how health issues impact spending habits, how we can prepare for increased medical expenses as we age, and strategies for managing and preventing the impact of chronic disease on our financial security in retirement.     Catch it now, on The Wave Strength. https://lnkd.in/g5-9wacs   #retirementplanning #finanicalliteracy #financialwellness #financialeducation #personalfinance #chronicdiseaseawareness 

According to a 2022 Federal Reserve study, only 31% of non-retirees thought their retirement saving was on track. August 14th is National Financial Awareness Day, and it provides an opportunity to take a closer look at our financial health, reassess our goals, and have important conversations with our loved ones about retirement and financial security.    Here are a few ways to take action on National Financial Awareness Day:  - Review (or make) financial plans  - Set or revisit retirement goals  - Discuss financial strategy with a trusted professional or family member    Financial awareness starts with empowering ourselves with knowledge, and that’s the first step towards financial well-being and a secure retirement.    How are you planning to enhance your financial wellness today? Please share your thoughts or tips in the comments!    #financialwellness #retirementplanning #pacificlife #lifetimeincome 

Ready to think outside of the 401(k) box?     Diversification can be an effective strategy when planning a financially secure retirement, and a Health Savings Account (HSA) can be a powerful tool to help mitigate the impact of healthcare costs in retirement.     On the latest episode of The Wave Strength, Pacific Life’s Dr. Qi Sun, Ph.D., CFP® and Jim Breen discuss the latest issue of Qi’s newsletter: Hidden Hurdle to The Golden Age: The Financial Impact of Chronic Disease on Older Americans.     Qi reveals the link between physical well-being and financial well-being, and how HSAs can help maintain physical and financial wellness in retirement.     Catch it now, on The Wave Strength. https://lnkd.in/gfrpnJfE    #retirementplanning #finanicalliteracy #financialwellness #financialeducation #personalfinance #chronicdiseaseawareness 

What is the hidden hurdle to The Golden Age, and how are health-related challenges, including chronic diseases, impacting the quality of life in retirement?      In the latest issue of Financial iQ with Dr. Qi Sun, Ph.D., CFP®, Hidden Hurdle to The Golden Age: The Financial Impact of Chronic Disease on Older Americans, Pacific Life’s Dr. Qi Sun reveals the connections between physical and financial health. In this thought-provoking issue, Qi explores how multimorbidity and medical expenses can jeopardize financial security in retirement, the role of gender and other demographics, strategies for managing risk, and much more.    Be sure to follow us and subscribe to Financial iQ so you don’t miss a single issue. 

A sneak peek behind the scenes while filming an upcoming episode of The Wave Strength. Host Jim Breen welcomes Pacific Life’s Karen (Inkel) Neeley, vice president, head of Institutional Retirement Solutions Group, and Chris Stout, AVP and head of national markets, as they explore the evolving retirement landscape and current developments surrounding retirement planning.    In this episode, they discuss Pacific Life’s commitment to help secure positive retirement outcomes, in part, by expanding the team to embrace market growth and opportunities, and by innovating in this space.     They reveal how Pacific Life is leading with forward-thinking, creative defined contribution and defined benefit solutions, enhancing the participant experience, and expanding educational opportunities.    This is a must-see episode!     Be sure to follow us to catch this upcoming episode; previous episodes are available to stream on Audible, Spotify, and YouTube. https://lnkd.in/gcRb6NqP  

July marked the tenth anniversary of the introduction of Qualifying Longevity Annuity Contracts (QLAC), and Pacific Life’s Institutional team, represented by Jennifer Wing, Scott McGill, and Chris Stout, celebrated with cake.    Of course, QLACs provide much more than just an excuse to eat cake.     A QLAC is a type of deferred income annuity specifically designed to be purchased with funds from a qualified retirement plan, such as an IRA or 401(k), and they can be part of a financially secure retirement by providing guaranteed income for life.    The primary purpose of a QLAC is to provide a guaranteed income stream for life starting at a future date; distributions can be deferred until age 85.    For over a decade, QLACs have helped retirees have their cake and eat it too, and that’s worth celebrating.    Learn more at https://lnkd.in/grkWhFqw   

Exciting news for retirement planning! Pacific Life and Franklin Templeton have partnered to develop an innovative lifetime income solution to help provide financial security in retirement. The new offering, which leverages Franklin Templeton’s Goals Optimization Engine (GOE®)—and features Pacific Life’s Income Horizon™, is a powerful new solution for plan sponsors, and those planning for retirement. Its holistic design is adaptable, flexible, simple, and a departure from the traditional one-size-fits-all system. This reimagined approach has the potential to set a new standard in the retirement industry.   This unique personalized income approach stands out by allowing participants to seamlessly convert their savings into a guaranteed income stream for life, helping employees better prepare for a retirement where they won’t outlive their savings. Learn more: https://lnkd.in/gPfmr7BG #RetirementPlanning #FinancialSecurity #PacificLife #FranklinTempleton Pacific Life’s Income Horizon™ is a group deferred income annuity. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product availability and features may vary by state. Product and features are subject to regulatory approval. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.    All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company.

Chris Stout, Pacific Life’s new Assistant Vice President, and Head of National Markets for the Institutional Retirement Solutions Group (IRSG), is featured in a recent 401kWire.com article detailing Institutional Business’ ongoing investment in lifetime income solutions.     Chris will use his three decades of experience to expand the IRSG distribution force and Pacific Life’s national footprint. In addition, he will lead the National Markets function and play a vital role in the growth and long-term success of our PRT and DC businesses, partnering with advisors and consultants to connect plan sponsors with innovative lifetime income solutions.      A subscription to 401kWire is required to view this article.    Chris will be featured on an upcoming episode of Pacific Life’s award-winning The Wave Strength podcast. Follow our showcase page to catch this upcoming episode; previous episodes are available to stream on Audible, Spotify, and YouTube. You can see current episodes here: https://lnkd.in/gef8_VG5 

How are health-related challenges, including chronic diseases, impacting quality of life in retirement?     On an upcoming episode of The Wave Strength Pacific Life’s Qi Sun, Ph.D., CFP® Sun and Jim Breen discuss the latest issue of Qi’s newsletter: Hidden Hurdle to The Golden Age: The Financial Impact of Chronic Disease on Older Americans. Qi explains how multi morbidity and medical expenses can jeopardize financial security in retirement, the role of gender and other demographics, and strategies for managing risk.    This can’t-miss episode connects the dots between physical well-being and financial well-being.     Be sure to follow us to catch this upcoming episode; previous episodes are available to stream on Audible, Spotify, and YouTube. https://lnkd.in/gcRb6NqP