Stripe

How we built usage-based billing: https://lnkd.in/gq4dQcg9.

Stripe handles billions of dollars in payments every day—and that number soars during major shopping periods. Over Black Friday and Cyber Monday 2024 alone, businesses processed more than $31 billion on Stripe. With volume spanning more than 10,000 issuing banks and hundreds of currencies, countries, card products, and payment features, performance issues can arise from unique combinations of these factors, like a spike in failures on digital wallet payments from debit cards issued in France. To keep all transactions running smoothly, our real-time ML system detects and fixes performance issues on specific subsets of payments traffic, ensuring payments go through without a hitch. More in our blog.

While global fraud rates have increased 11%, successful card testing attacks on Stripe have decreased by 80%. But that doesn’t mean card testing has stagnated—we monitor it closely and it’s evolving all the time. I wrote a blog about how Stripe Radar responded to a new wave of card testing attacks: https://lnkd.in/guAB6rQ2.

The future of real-time payments (RTPs) is at a crossroads. 💳 Will major card-heavy markets like the US and UK embrace consumer RTPs? 🔀 Can RTPs evolve from domestic to global payment methods? 🌐 Could a global RTP network rival the reach of card networks? The last post in our three-part series about RTPs explores these questions: https://lnkd.in/eKgf772m.

Pay your contractors in stablecoins through Remote. 🚀 We’re thrilled to collaborate with Stripe to to bring your business easy, secure, and near-instant payments globally. 🌍 Get more info here 👉 https://bit.ly/3ZHnOfP

“Wolki Farm accidentally became a technology enterprise trying to reinvent old MacDonald's farm,” says founder Jacob Wolki. Committed to offering easy access to farm-fresh food, Jacob and Ann Wolki created Australia’s first 24/7 contactless butcher shop. We visited them to learn how they transformed their business with Stripe: https://lnkd.in/gmrZTA2d.

Real-time payments (RTPs) have seen explosive growth over the last decade, but they’re not the only new thing in payments. The last few years have also seen the development of buy now, pay later options like Klarna or Affirm, cryptocurrencies, like USDC or Bitcoin, and wallets like Apple Pay or Google Pay. Consumers now have half a dozen options for how to pay for any given purchase. Given this increasing competition, how can RTPs continue to stand out? Read more in the second installment of our series on the rise and evolution of real-time payments: https://lnkd.in/eUJ5YJct.

Card testing is one of the most significant fraud threats today. Stripe has built a powerful machine learning flywheel to reduce card testing attacks by 80%. Dive into our latest blog post to learn how our innovations – including a foundation model trained on billions of global transactions – can protect your business.

Real-time payment methods (RTPs), like UPI in India, Pix in Brazil or Swish in Sweden, have sprouted up around the world—transforming the way hundreds of millions of people pay for things every day. But payments are deeply embedded in the social fabric of a country, and new ones don’t typically take hold overnight. Why have RTPs suddenly seen such uptake? We unpack this shift in the first in a three part series on the rise, evolution and future of real-time payments. Read on for more! https://lnkd.in/ernA5vtZ

With summer holidays just around the corner, there's not a better time to plan your perfect getaway with BIG4 Holiday Parks of Australia. Since 1979, the platform has connected family-owned businesses and Aussies with extraordinary outdoor experiences. The numbers tell one story—thousands of bookings, over a hundred locations, millions of happy visitors. But the real measure of their success? It's in the stories: The first-time campers who discovered their love for the outdoors. The multi-generational families who make BIG4 parks their annual tradition. The solo travelers who found community around their shared spaces. Big thank you to Leanne Williams from BIG4 Easts Beach Holiday Park and Ashley Workman from BIG4 for hosting me and the Stripe team. Wonderful to see how BIG4 Holiday Parks of Australia is using Stripe to help more families turn their holiday dreams into reality!