CapEd Credit Union’s Post

We have had a great response to our job posts this week, especially from mortgage experts wanting to take their careers to the next level. 📈 As always, feel free to ping me a DM along with your CV, and I will pass on to Jen or Thomas to get in touch. 📲 #UseHolo #Career #JobSearch #MortgageJobs #NewYearNewChallenge

Don’t let hidden fees blow your budget! When you work with a mortgage broker (like me) you get a true ally in your home search. I’ll walk you through your loan options, then help you choose the one that’s better for your bottom line. Many lenders will quote you a rate that has discount points, then adjust that rate when appraisal comes in short because they didnt tell you the truth about how that website values you used are off, or don't include the full 6 months of Pre-paid Escrow Account needed...then they update the #s 3 days before your closing date and make you eat the cost! As a Mortgage Broker, my goal is to give you REALISTIC figures on day one. Taking the time for you to understand why your new pool or kitchen remodel will only give you a few thousand more in value than the 50k it may have cost. Or why your home is valued less than neighbors cuz they have an additional bedroom and bathroom and more Sq Ft. I'll tell you the truth and give you the data so you can make an educated decision, not just try to agree with you so you'll do an esign on the first call! DM my team for a real conversation with a Seasoned Mortgage Broker. BROKERBOB 602-332-1195.............same cell for 25yrs!...older than that online call center loan officer you are currently talking to:(

#mortgageagents #mortgagebrokers interested in fast tracking your #mortgage career?! Click 👇 to see how we empower you to make that happen

Following my recent post about our new role, here is some more information about the team, what we do and our exciting new opportunity!

Mortgage fraud includes: ☑️misstating your work position, your income or the length of time you’ve held your job stating you’re a full-time salaried employee if you are not ☑️misrepresenting the amount or source of your down payment ☑️claiming a rented property is owner-occupied not disclosing other mortgages or debts omitting information to inflate the value of the property ☑️adding purchasers’ names on the mortgage application who will do not intend to take responsibility for the mortgage ☑️acting as or using a “straw buyer” – a person whose good credit is used to get a mortgage for someone else Read more here 🏡https://lnkd.in/e9Mbp4z7

its easy to apply for a mortgage

Mortgage fraud includes: ☑️misstating your work position, your income or the length of time you’ve held your job stating you’re a full-time salaried employee if you are not ☑️misrepresenting the amount or source of your down payment ☑️claiming a rented property is owner-occupied not disclosing other mortgages or debts omitting information to inflate the value of the property ☑️adding purchasers’ names on the mortgage application who will do not intend to take responsibility for the mortgage ☑️acting as or using a “straw buyer” – a person whose good credit is used to get a mortgage for someone else Read more here 🏡https://lnkd.in/eZa5BZ6j

🚨🏠 Real Estate Agents: Top Warning Signs of a Mortgage Scam! ☠️💡 It's crucial for real estate agents to recognize and avoid mortgage scams to protect themselves and their clients. 👩💼 With 20+ years of experience in the mortgage industry, I've seen it all. Here are some common red flags you don't want to ignore! 🚩 1️⃣ Unrealistic promises 🔮 - "Guaranteed" approval or unbelievably low-interest rates should raise suspicion 🧐 2️⃣ Upfront fees 💸 - Legitimate lenders and brokers typically don't require significant fees before any work is performed 🚫 3️⃣ Poor communication 📞 - Unresponsiveness, evasiveness, or reluctance to answer questions signals potential fraud 🕵️♂️ 4️⃣ Unclear or missing documentation 📄 - Insist on complete contracts, disclosure statements, and documentation for every transaction 📝 5️⃣ High-pressure tactics ⏰ - Steer clear of lenders who aggressively push their "limited-time" offers or demand immediate decisions 🚨 To protect yourself and your clients from scams, partner with reputable lenders and mortgage brokers like myself. Trust your instincts and conduct due diligence! ⚠️🔍 For more helpful insights, follow me on LinkedIn and Instagram @RIGHTAWAYLENDING. Let's ensure a safe and smooth home buying journey together! 🏠🔒 #realestateagents #mortgagescams #warning signs #homebuyingprocess #realestateindustry #rightawaylending

The official release is out! I am so excited to work with our lender and industry partners in BC to make your clients dream of home ownership come true. If you have any questions, need training or support, I am here for you! Just send me a message. #teamsagen #homeownership #iamhereforyou

Our reverse mortgage process is designed with the home buyer in mind to give you the tools to search with confidence.