CheQ

Over the last few months, devaluation on credit card rewards program and gimmicky rewards by CC bill payment platforms have been making a lot of news. CheQ doesn’t claim to be the biggest reward program in India, but if you want a rewards program that truly delivers on what it promises, CheQ is the one for you. The three pillars on which it is built is Consistency , Transparency and Tangibility 1. Consistency Every time a bill payment is made, you earn 1% as CheQ Chips. So if you pay a bill of ₹30,000, you earn 300 CheQ Chips. Every single CC bill payment you make brings you value in the form of Chips, regardless of the amount you paid. Do note: a. These Chips have an expiry date of 12 months from the day of issuance.  b. In a month, you can earn up to 4000 CheQ Chips. In short, you earn 1% back till your payment of ₹400,000. 2. Tangibility CheQ Chips are designed to give you real rewards. If you aren’t one for vouchers, that’s fine. You can use your Chips to pay your bills instead. Which means that if you have a 1000 Chips, you can convert them into ₹100 to pay your bills. Basically, 10 CheQ Chips = ₹1. Do note: Converting CheQ Chips to cash is capped at 1000 chips or Rs. 100 per month. 3. Transparency While there have been a couple of changes in 2023 when we were setting the company — our Chips and their values have remained consistent since January 2024. And so have the gains our customers made from them. How? We’ve been particular about spelling out the entire details to the customer instead of burying them within an obscure T&C link. No reading between the lines, no catch that one isn’t aware of. From detailing out the value of Chips requirement to redeem across different brands, to letting you see what the entire process is, we’ve made sure that our customers see what they’re  getting themselves into. No gimmicks whatsoever. We hate them as much as you do. This ensures that YOU hold the power to use your Chips as per YOUR preference and convenience. The end goal remains the same — CheQ Chips don’t become an arbitrary element that keeps piling up in your profile without any tangible value. This has translated into ₹100Cr earned in Rewards by our existing customers in the past 6 months. While we’re still trying to become India’s biggest reward program on bill payments, we promise only what we truly believe we can deliver. And strive endlessly to deliver that. And that’s how we ensure that you keep your faith in CheQ :) #Creditcard #ccbillpayment #rewards #rewardsprogram #bestrewards #CheQ #fintech

 Ever wondered what it's like at CheQ? In our latest episode of #RapidfireWithCheQMates, Udit Chugh, Sr. Product Manager, dives into the day-to-day experiences, challenges and triumphs of being part of the CheQ family. Tune in to get an insider's perspective and see what makes our workplace unique! #LifeAtCheQ #CheQMates #CareerInsights #JoinUs #Fintech #StartupofIndia #Culture

I met Ram Shriram (https://lnkd.in/gBrEAGhD) last month in his office and what stuck immediately with me was his humility, clarity and exceptional sharpness. Anyone who has been part of the tech world for long enough knows that Ram is an absolute legend of the industry. He was the founding board member of Google and worked with Larry Page and Sergey Brin. He also worked closely with Jeff Bezos during his stint in Amazon. My idea of meeting him, which was an absolute pleasure, was more about me lapping on the opportunity to meet him and tell him what I was building at CheQ and the possibility of him giving us some inputs which I could cherish and help us with Networking. During the last few minutes, he asked me if I would be open for an investment from his side (not committing but checking), given our round was already closed. While I acted stoic, I was jumping inside. I ofcourse said Yes! We then met a few days later again. This time around, I saw a completely different side of Ram. He was absolutely thorough with what we were building, our current metrics, future plan etc (all that is in the deck) but more importantly he had 5 hard questions which he needed answers to. I was amazed at the depth we could go in the conversation given he doesn't live in India for many years. I had one of my most favorite 60 minutes after that. He gave me his decision then, and I was elated to welcome him at CheQ. Yesterday I asked him if he would want to add anything on this post and this was his reply : "I am excited to partner with CheQ. When I first met Aditya, his passion for making credit more accessible and rewarding for everyday people in India was inspiring and compelling. In our conversations, Aditya and I delved deep into what sets CheQ apart from fintech giants. The company's focus on user experience and engagement by leveraging data creates a strong competitive edge.   Aditya is building CheQ with a powerful vision, emphasizing strong unit economics even in a tough market. What really stood out to me was the team's ability to scale and innovate quickly. Investing in CheQ feels right because it’s about more than just numbers; it’s about backing a vision that can truly transform consumer credit in India. CheQ is part of a new breed of Cos built on top of the India digital stack that leapfrogs access, availability and distribution of all things credit to consumers." Thank you Ram for trusting us. #fanboymoment In other news, we closed our extended seed round of 6.7Mn USD :) #fintech #fintechnews #funding #legend #creditmanagement

Meet our newest CheQMate - Nithantha S Dhananjaya! 🌟 Joining us as the Lead for Video Editing, Nithantha is a powerhouse of talent and stories. All the cool videos on our page are courtesy of the passion and expertise he brings in video editing and insane videography skills. 🎥💡 Having worked in a myriad of places, Nithantha’s most interesting stint has been his time at an adventure organization where he contributed as an Adventure Trainer. This explains his itch for the outdoors, especially the mountains. When he’s not exploring new heights outdoors, he is dabbling in new ideas that turn into incredible content. 🎬 As Nithantha continues to shape inspiring ideas and create stunning videos, we wish him a #RewardingStart at CheQ! 🚀 #culture #team #startup #fintech #CheQMate

From teaching us the importance of waking up early, understanding the value of money, cultivating patience, to mastering punctuality, fathers are a blend of countless life lessons and endless dedication. This Father's Day, let's celebrate the amazing dads who always step up and say, "Thik hai, chal main hi seekha dunga :)" Swipe through to see what makes our dads truly exceptional! #FathersDay #Fatherhood #LifeLessons #celebration #Family #Gratitude #CheQ

Say Hi to our newest CheQMate: Sonu Yadav! Sonu joins us as the new Associate Director of Lending. With his unstoppable energy, Sonu is steering our vision to revolutionize credit. His mission is to make lending smoother than butter for our customers. Don’t let his quiet demeanour fool you—his mind is buzzing with innovative ideas, brilliant solutions and the latest Sci-Fi binge-watches. From identifying the customers who'll benefit most from lending through CheQ Kredit, ensuring funds are swiftly dispersed to maintaining a stellar customer experience, Sonu is the ultimate lending ninja at CheQ Here’s to a #RewardingStart at CheQ! 🚀 #Culture #Startup #Newhire #Lending #CheQMate #MeetTheTeam #Fintech

Find the real Lucky & get Lucky! 🌟 Participate & win ₹1,000 Amazon Vouchers for solving our problem. 💡 The Problem? There’s one CheQ employee who goes by the first name ‘Lucky’ – but the thing is – every single employee in our office feels they are Lucky. All thanks to our rich & deep thriving culture. 🎉 The Solution: Can you research, find and tag the real ‘Lucky’? 🔍 The Rewards: We are giving away ₹1,000 Amazon Vouchers – assured to the first 50 participants who tag the real Lucky. 💰 🛍 The Hint: ‘Search on Google’ & start feeling lucky. 🌐 The Timelines: Contest open till 1st June, EOD. Hurry! ⏰ Share it with your friends/colleagues, leave a comment for better reach and don't forget to hit that follow button! 📣💬👥 Lucky S. Lucky Magon Lucky Soni Lucky M.C Lucky Saini Lucky Bansal Lucky Trivedi Lucky Mesta Lucky Soni Lucky Kumar Nayak Lucky Kumari Lucky Barapatre Lucky Gupta Lucky Shekhawat Lucky Balan Lucky Shenoy Lucky Singhania Lucky singh lucky singh Lucky Khatkale Lucky Salunke #fintech #culture #startup #amazon #CheQ #startupofindia #team #contest #organizationculture #greatplacetowork

Turning the pages of history to understand the revolution of credit! Download and Follow CheQ where easy payments meet real rewards! 🌟 #CheQ #Credit #creditscore #payments #history #creditmanagement

Do you also find yourself using these phrases? 😀💼 #CorporateJargon #meetings #workmode #deepdive #StartupLife

🌟 Celebrating the Superheroes Among Us: Moms! 👩👦 Today, and every day, we're shining a spotlight on the incredible moms who make the world a better place—one hug, one meal, one bedtime story at a time. From the early mornings to the late nights, from the laughter to the tears, you are the heartbeat of our homes, the glue that holds everything together. To all the moms out there, whether you're a stay-at-home mom, a working mom or somewhere in between, we see you, we appreciate you and we honor you. Your dedication, commitment and unconditional love inspire us every single day. Here's to the moms who juggle a million things without skipping a beat, who turn ordinary moments into extraordinary memories and who teach us the true meaning of strength, resilience and compassion. Today, we celebrate YOU. Thank you for all that you do. Happy Mother's Day! 💐👩👦👦👩💻 Bakul Bhagwat Ashwini Balan Manisha S. suchitra singh Vanidevi M.C Sumadhi Selvaraj Aditi samanta #Mothersday #Supermoms #culture #team #womenempowerment #CheQ #startupofindia