Nugget Savings

Our first podcast appearance! Take a listen 👉 https://lnkd.in/ez3wY3k8

Recently I’ve been reflecting a lot on how *negative* the chat can be around being a working parent or a new mum on maternity leave. I’m more and more conscious of trying to balance the endless barrage of depressing stats and stories with good news. 🗞️ Because there *are* fabulous employers who are putting a lot of time, care and cash behind their employees who are expecting a child or navigating their first years of parenthood. Whilst it’s true that statutory maternity pay 💰 is pitiful in the U.K. - it is also true that two thirds of employers offer enhanced maternity pay. There are more opportunities for flexible working than ever (not enough, but we should acknowledge the progress that has been made! 💪) and we’re seeing more and more understanding and policy around fertility treatment. Paternity leaves are being extended. Progress is happening 👏 Whilst employees can be great drivers for this change - HR leaders are often the key 🔑 to really transforming company policy on parental leave. We talk to a lot of fantastic ‘people’ people in our community who are so passionate about supporting working parents in their workplace and are tirelessly advocating for them to the c-suite. If you’re an HR leader and this sounds like you - let us support YOU! Join us for a free event with Hera Voice to learn how to better support working parents. You'll hear from experts at Papier and Flexa, and we'll share valuable insights from Nuggbase, the UK's largest database on parental leave policies. 🗓️ Date: Monday, September 23rd  ⏰ Time: 4:30 PM 🗺️ Location: London 🤩 Bonus: You'll receive an exclusive E-Toolkit packed with insights, case studies, and resources to help you get started! Sign up now! We can't wait to see you there. 🔗 https://lu.ma/2rttmc1x

Having children comes at a cost. Quite literally. And according to MoneyHelper a baby can cost up to £7200 in their first year alone. This figure actually excludes childcare which we already know to be stomach churningly expensive, and as someone who has paid an eye-watering amount of money for 2.5 days' worth of nursery care for the last 6 years, I wish I knew then, what I know now. 🔮 That there is SO much more that can be done to get ready for a new arrival other than the buying of a car seat, baby grows, nappies and all the other newborn items that might spring to mind. Preparing for a baby starts with proper financial planning and in my opinion, employers can and should be doing much, much more to support their teams with financial planning for parenthood. 📍Get in touch with experts like Nugget Savings who offer financial wellness programs that give workshops to employees on how to budget, plan and save for parenthood 📍Make sure your parental leave policies reduce the financial strain that having a baby can bring in the early months 📍Provide flexible working arrangements to help offset even just a small amount the huge cost that goes hand in hand with childcare (i.e. later/earlier start and finish times to avoid someone having to pay for breakfast/afterschool clubs) 📍Allow for a phased return to work that includes part-time options. Working adjusted hours allows employees to come back to work sooner but on a reduced hours basis, to ease any financial pressure building Being a working parent has never been so hard and we need to do more to encourage family flexible policies. Which is exactly why we have teamed up with the experts in this space, Nugget Savings to bring together People/HR leaders in London, on Monday 23rd September, to hear from experts and learn how we as a collective, can do better to support parents to thrive in their careers.   If you're in a senior HR/People role, and you'd like to come along, here is the link to register - https://lu.ma/2rttmc1x    We'll be hearing from Nugget Savings themselves as well as Christine Mulryne from Flexa and Claire Hunter from Papier and there will be a tonne of takeaways to help you support your working parents.

We had a flurry of sign ups to our Autumn Parental Leave group coaching programmes and Return to Work workshops last night thanks to some brilliant championing from Nugget Savings over on Instagram. A big thank you to Katie Guild and Harriet M. for taking the time to learn all about The MTPT Project and share the opportunities that suit your Nugget followers best. If you've also got your diaries out this week, getting all prepped for the term ahead, why not join us on a coaching or leadership programme, or workshop appropriate to your needs... 🗓 Tuesday 17th September / Thursday 19th September - our Sustain and Grow group coaching programme for parent-teachers back at work begins 💸 🗓 Friday 20th September - the Autumn "coffee" cohort of our Parental Leave group coaching programme begins 💰 🗓 Tuesday 1st October - our Life Friendly Leadership programme for senior leaders, HR and SBM colleagues begins 💸 🗓 Monday 14th October - our first Return to Work workshop of the academic year takes place 💰 In the Nugget Savings spirit of "a financially secure parental leave", let's tell you what funding is available... 💰 means this opportunity is fully-funded for all state-school teachers in England. 💸 means that some funding options are available, depending on your location, employer or NEU membership. Want to know more about all of these opportunities? Just explore our Eventbrite page where everything above is listed: https://lnkd.in/dvmyFHab

This is a huge *pinch* me moment for Harriet M. and I - as Nugget Savings have partnered with Times Money Mentor to talk about all things PENSIONS! 💰 I’ve been reading The Times since I was 15, and have had them on a vision board of dream brand partners since we started Nugget Savings. This couldn’t be a more perfect partnership. We’re kind of obsessed with talking about pensions at Nugget, because the pension gap really begins with maternity leave & the subsequent care journey lots of women embark on. I have been using Times Money Mentor ‘s excellent ‘Mind the Gap! How to close the pension gender gap’ article to create videos for Nugget - particularly highlighting the fantastic suggestion that partners can pay into your pension whilst you are on maternity leave so you aren’t penalized for having a baby. So when the opportunity came to get involved in their amazing FREE four-week challenge to supercharge your pension it could not have been a more natural match. Harriet M. and I have loved getting to grips with our pension. For me, after 7 years of self employment and *whisper it* not contributing anything into a pension 😮💨it was a chance to hit the reset button and pull my head out of the sand. If you feel behind, or you’re starting at zero, or you just want to get more pension savvy - we really can’t recommend this course enough. Jump into week one now & sign up here to get involved! AD/ although this post was not required as part of the partnership - I’m just bloomin’ over the moon to be working with them! 💪 Sign up! 👉 https://lnkd.in/ebdswfk9

This is my almost 5 year old son Jesse.   He's what many would call an 'angel child'.   As far as kids go, he's very easy!   He's sleeps through the night, and has done since he was 4 weeks old.   He's kind, caring, gentle and calm.   He has no health concerns or conditions.   At this point, I would consider him to be neurotypical.   We've been fortunate enough to be able to afford almost full time childcare since he was 12 months, in the absence of any family members who would be able to help.   My husband has a supportive boss and a company who allow him to do 2 days of drop offs and pick ups each week (shout out to Balfour Beatty plc ) and I do the other 3.   I've been fortunate enough to work in a hybrid model since he was 12 months old, only needing to be in the office 2 days a week (however I'm now fully remote).   Safe to say, we've had it pretty good. And we count our blessings for this everyday.   But what about all the parents who don't have it this easy? i.e MOST PARENTS!   - Those with multiple children to juggle - Those with children who have physical disabilities - Those with children with health conditions - Those with children who are neurodiverse - Those who struggle to afford the astronomical childcare costs - Those who work shifts or struggle to find any form of flexibility from work - Those with children who wake multiple times a night - lack of sleep is no joke. - Those with children with SEN - I could go on....   Parenting is hard. Parenting whilst trying to hold down and career, let alone thrive in your career is even harder.   Can we do more to support parents? YES   Many companies are smashing their family friendly policies and initiatives, but most still have work to do.   Which is why we have teamed up with Nugget Savings to bring together People/HR leaders in London, on Monday 23rd September, to hear from experts and learn how we as a collective, can do better to support parents to thrive in their careers.   If you're in a senior HR/People role, and you'd like to come along, here is the link to register - https://lu.ma/2rttmc1x    We'll be hearing from Nugget Savings, Flexa and Papier and they'll be a tonne of takeaways to help you, help your people!

Are you self-employed and expecting? 👶 Or maybe you're planning to start a family soon? Don't let maternity leave worries hold you back! Join our masterclass, "Parental Leave for the Self-Employed," with Doing It For The Kids this Thursday and get the knowledge you need to feel confident and prepared. We'll cover everything from: - Maximizing your income before and during leave - Differences in leave and pay for sole traders vs. limited companies - Keeping your business running while you're away - KIT days and how to use them - Impact of working while on Maternity Allowance - Claiming benefits like child benefit and Universal Credit - Understanding childcare options for the self-employed Don't miss out on this valuable information!

Happy Birthday to me! I am ONE 1️⃣

'Can I get any extra financial support once I've had my baby?' ...is one of our most asked questions! There are a host of benefits available but it can be confusing working out: ❓ Whether you are eligible ❓ When to apply ❓ *how* to apply. Our masterclass will take you through some of the key benefits available. The benefits we'll be discussing are... Child Benefit Universal Credit Tax Free Childcare Funded Childcare Hours Healthy Start Scheme Sure Start Scheme Maternity Exemption Forms We will have 5 mins of questions after each section ❤️ Link to register: https://lnkd.in/e9Aqy3Sp

'Anyone else disappointed that nap breaks aren’t considered a “reasonable adjustment”?' 💤🛏️ This was a comment we got on the video below when we posted it on social media! Did you know once you have informed your employer in writing that you are pregnant they must carry out an individual risk assessment? 🤰✍️ If there are any risks, they have to make reasonable adjustments to remove them. We asked the Nugget Savings community what reasonable adjustments had been made for them during their pregnancy. We got hundreds of responses, but here are some of our favourite ones: 🚗 Ensuring a space in the car park close to the office ⬇️ Reduced their hours to 30 hours per week when they had morning sickness but kept full-time pay 🏡 Whilst working from home they started calls at 5 mins past the hour and ending 5 mins to the hour to give them a 10 min break between meetings. 🏠 Bought a sit/stand desk for working from home 👟 Allowed to wear trainers 🍏 Teachers being taken off break duty 🐶 Ensuring the office dogs were kept with owners so they wouldn’t trip What reasonable adjustments were made whilst you were pregnant? ❓